The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Standard Chartered Bank for its Andheri (W) branch in Mumbai, Greater Bombay, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Standard Chartered Bank located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SCBL0036070. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Standard Chartered Bank, Andheri (W), Mumbai
The table below shows the main details of the IFSC Code SCBL0036070 for the Standard Chartered Bank branch in Mumbai, which falls under the Greater Bombay district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Standard Chartered Bank |
| IFSC Code | SCBL0036070 |
| Branch | Andheri (W) |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
| Address | Ameya House, Raj Kumar Corner |
These details are important not only for users using online banking but also for businesses and individuals who use Standard Chartered Bank in Mumbai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SCBL0036070 for the Andheri (W) branch of Standard Chartered Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SCBL0036070 is given to every bank branch, including Standard Chartered Bank located in Andheri (W), Mumbai, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Standard Chartered Bank branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Mumbai and Greater Bombay.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Standard Chartered Bank in Andheri (W) doesn't end up at another location.
Format of the IFSC Code SCBL0036070
The format of the IFSC Code for banks, including Standard Chartered Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Standard Chartered Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Andheri (W) in Mumbai.
For example, the IFSC Code SCBL0036070 of Standard Chartered Bank for the Andheri (W) branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Standard Chartered Bank?
If you are looking for the IFSC Code SCBL0036070 of Standard Chartered Bank for its Andheri (W) branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book that is issued by Standard Chartered Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Standard Chartered Bank branches in Mumbai and Greater Bombay, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Standard Chartered Bank and look for the branch locator section, then search for Andheri (W) or Mumbai to get the exact IFSC Code SCBL0036070.
Mobile Banking App
If you use Standard Chartered Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Standard Chartered Bank and Mumbai, then it will provide you proper information.
How to Use IFSC Code SCBL0036070 for Online Transfers?
Once you have the IFSC Code SCBL0036070 for the Andheri (W) branch of Standard Chartered Bank in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SCBL0036070. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Standard Chartered Bank IFSC Code SCBL0036070.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Standard Chartered Bank Andheri (W) in Mumbai may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Standard Chartered Bank in Andheri (W), here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Standard Chartered Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SCBL0036070.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ameya House, Raj Kumar Corner located in Mumbai, Greater Bombay, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.