Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Standard Chartered Bank for its 19 N S Road branch in Kolkata, Kolkata, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Standard Chartered Bank located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SCBL0036008. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Standard Chartered Bank, 19 N S Road, Kolkata

Here are the main details that are associated with the IFSC Code SCBL0036008 of Standard Chartered Bank for its branch located in Kolkata, within the district of Kolkata in the state of West Bengal.

Particulars Details
Bank Standard Chartered Bank
IFSC Code SCBL0036008
Branch 19 N S Road
City Kolkata
District Kolkata
State West Bengal
Address 19, N S Road

These details help users in online banking and for businesses and individuals who use Standard Chartered Bank in Kolkata for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SCBL0036008 for the 19 N S Road branch of Standard Chartered Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SCBL0036008 is given to every bank branch, including Standard Chartered Bank located in 19 N S Road, Kolkata, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Standard Chartered Bank branch in Kolkata.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kolkata and Kolkata.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Standard Chartered Bank in 19 N S Road doesn't end up at another location.

Format of the IFSC Code SCBL0036008

The format of the IFSC Code for banks, including Standard Chartered Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Standard Chartered Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like 19 N S Road in Kolkata.

For example, the IFSC Code SCBL0036008 of Standard Chartered Bank for the 19 N S Road branch has these elements, identifying the bank and the branch location in Kolkata and West Bengal correctly.

How to Find IFSC Code for Standard Chartered Bank?

To find the IFSC Code SCBL0036008 of Standard Chartered Bank for its 19 N S Road branch located in Kolkata, the following methods can help you out:

Cheque Book

The cheque book issued by Standard Chartered Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Standard Chartered Bank branches in Kolkata and Kolkata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Standard Chartered Bank and go to the branch locator section. Then search for 19 N S Road or Kolkata to find the exact IFSC Code SCBL0036008.

Mobile Banking App

If you use Standard Chartered Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Standard Chartered Bank and Kolkata will provide accurate information.

How to Use IFSC Code SCBL0036008 for Online Transfers?

If you have the IFSC Code SCBL0036008 for the 19 N S Road branch of Standard Chartered Bank in Kolkata, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SCBL0036008. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Standard Chartered Bank IFSC Code SCBL0036008.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Standard Chartered Bank 19 N S Road in Kolkata, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Standard Chartered Bank in 19 N S Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Standard Chartered Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kolkata to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Standard Chartered Bank 19 N S Road Kolkata?

The IFSC Code of the 19 N S Road Kolkata branch is SCBL0036008.

Is IFSC Code SCBL0036008 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Standard Chartered Bank 19 N S Road branch?

The branch is located at 19, N S Road.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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