For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Standard Chartered Bank for its Guwahati branch in Guwahati, Kamrup, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Standard Chartered Bank located in Guwahati or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SCBL0036016. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Standard Chartered Bank, Guwahati, Guwahati
The table below shows the main details of the IFSC Code SCBL0036016 for the Standard Chartered Bank branch in Guwahati, which falls under the Kamrup district in Assam.
| Particulars | Details |
|---|---|
| Bank | Standard Chartered Bank |
| IFSC Code | SCBL0036016 |
| Branch | Guwahati |
| City | Guwahati |
| District | Kamrup |
| State | Assam |
| Address | G.N. Bordoloi Road, Ambari, |
These details helps users in online banking and for businesses and individuals who use Standard Chartered Bank in Guwahati for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SCBL0036016 for the Guwahati branch of Standard Chartered Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SCBL0036016 is given to every bank branch, including Standard Chartered Bank located in Guwahati, Guwahati, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Standard Chartered Bank branch in Guwahati.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Guwahati and Kamrup.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Standard Chartered Bank in Guwahati doesn't end up at another location.
Format of the IFSC Code SCBL0036016
The format of the IFSC Code for banks, including Standard Chartered Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Standard Chartered Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guwahati in Guwahati.
For example, the IFSC Code SCBL0036016 of Standard Chartered Bank for the Guwahati branch includes these elements, identifying the bank and the branch location in Guwahati and Assam correctly.
How to Find IFSC Code for Standard Chartered Bank?
To find the IFSC Code SCBL0036016 of Standard Chartered Bank for its Guwahati branch located in Guwahati, the following methods can help you out:
Cheque Book
The cheque book issued by Standard Chartered Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Standard Chartered Bank branches in Guwahati and Kamrup, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Standard Chartered Bank and go to the branch locator section. Then search for Guwahati or Guwahati to find the exact IFSC Code SCBL0036016.
Mobile Banking App
If you use Standard Chartered Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Standard Chartered Bank and Guwahati will provide accurate information.
How to Use IFSC Code SCBL0036016 for Online Transfers?
Once you have the IFSC Code SCBL0036016 for the Guwahati branch of Standard Chartered Bank in Guwahati, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SCBL0036016. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Standard Chartered Bank IFSC Code SCBL0036016.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Standard Chartered Bank Guwahati in Guwahati may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Standard Chartered Bank in Guwahati, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Standard Chartered Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Guwahati manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SCBL0036016.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is G.N. Bordoloi Road, Ambari, located in Guwahati, Kamrup, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.