Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Standard Chartered Bank for its Haddows Road branch in Chennai, Chennai, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Standard Chartered Bank located in Chennai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SCBL0036079. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Standard Chartered Bank, Haddows Road, Chennai

Below in the table are the key details related to IFSC Code SCBL0036079 of Standard Chartered Bank for its branch located in Chennai, within the district of Chennai in the state of Tamil Nadu.

Particulars Details
Bank Standard Chartered Bank
IFSC Code SCBL0036079
Branch Haddows Road
City Chennai
District Chennai
State Tamil Nadu
Address Grindlays Garden

These details are crucial, not just for online banking users but also for businesses and individuals who use Standard Chartered Bank in Chennai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SCBL0036079 for the Haddows Road branch of Standard Chartered Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SCBL0036079 is given to every bank branch, including Standard Chartered Bank located in Haddows Road, Chennai, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Standard Chartered Bank branch in Chennai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Chennai and Chennai.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Standard Chartered Bank in Haddows Road doesn't end up at another location.

Format of the IFSC Code SCBL0036079

This is the format of the IFSC Code for banks, including Standard Chartered Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Standard Chartered Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Haddows Road in Chennai.

For example, the IFSC Code SCBL0036079 of Standard Chartered Bank for the Haddows Road branch includes these elements, identifying the bank and the branch location in Chennai and Tamil Nadu accurately.

How to Find IFSC Code for Standard Chartered Bank?

If you are looking for the IFSC Code SCBL0036079 of Standard Chartered Bank for its Haddows Road branch located in Chennai, the following methods can help:

Cheque Book

The cheque book that is issued by Standard Chartered Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Standard Chartered Bank branches in Chennai and Chennai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Standard Chartered Bank and look for the branch locator section, then search for Haddows Road or Chennai to get the exact IFSC Code SCBL0036079.

Mobile Banking App

If you use Standard Chartered Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Standard Chartered Bank and Chennai, then it will provide you proper information.

How to Use IFSC Code SCBL0036079 for Online Transfers?

Once you have the IFSC Code SCBL0036079 for the Haddows Road branch of Standard Chartered Bank in Chennai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SCBL0036079. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Standard Chartered Bank IFSC Code SCBL0036079.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Standard Chartered Bank Haddows Road in Chennai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Standard Chartered Bank in Haddows Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Standard Chartered Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chennai to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Standard Chartered Bank in Haddows Road, Chennai?

The IFSC Code is SCBL0036079.

Is the IFSC Code SCBL0036079 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Standard Chartered Bank Haddows Road?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Haddows Road branch?

The address of the branch is Grindlays Garden located in Chennai, Chennai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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