The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Standard Chartered Bank for its Baroda branch in Baroda, Vadodara, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Standard Chartered Bank located in Baroda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SCBL0036062. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Standard Chartered Bank, Baroda, Baroda
Here are the main details that are associated with the IFSC Code SCBL0036062 of Standard Chartered Bank for its branch located in Baroda, within the district of Vadodara in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Standard Chartered Bank |
| IFSC Code | SCBL0036062 |
| Branch | Baroda |
| City | Baroda |
| District | Vadodara |
| State | Gujarat |
| Address | Gokulesh |
These details help users in online banking and for businesses and individuals who use Standard Chartered Bank in Baroda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SCBL0036062 for the Baroda branch of Standard Chartered Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SCBL0036062 is given to every bank branch, including Standard Chartered Bank located in Baroda, Baroda, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Standard Chartered Bank branch in Baroda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Baroda and Vadodara.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Standard Chartered Bank in Baroda doesn't end up at another location.
Format of the IFSC Code SCBL0036062
The format of the IFSC Code for banks, including Standard Chartered Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Standard Chartered Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baroda in Baroda.
For example, the IFSC Code SCBL0036062 of Standard Chartered Bank for the Baroda branch includes these elements, identifying the bank and the branch location in Baroda and Gujarat accurately.
How to Find IFSC Code for Standard Chartered Bank?
If you are trying to find the IFSC Code SCBL0036062 of Standard Chartered Bank for its Baroda branch located in Baroda, the following methods can help:
Cheque Book
The cheque book issued by Standard Chartered Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Standard Chartered Bank branches in Baroda and Vadodara, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Standard Chartered Bank and navigate to the branch locator section. Search for Baroda or Baroda to get the exact IFSC Code SCBL0036062.
Mobile Banking App
If you use Standard Chartered Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Standard Chartered Bank and Baroda, you'll get the correct details.
How to Use IFSC Code SCBL0036062 for Online Transfers?
If you have the IFSC Code SCBL0036062 for the Baroda branch of Standard Chartered Bank in Baroda, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SCBL0036062. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Standard Chartered Bank IFSC Code SCBL0036062.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Standard Chartered Bank Baroda in Baroda, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Standard Chartered Bank in Baroda, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Standard Chartered Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Baroda manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SCBL0036062.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gokulesh located in Baroda, Vadodara, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.