There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Standard Chartered Bank for its Agra branch in Agra, Agra, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Standard Chartered Bank situated in Agra or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SCBL0036100. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Standard Chartered Bank, Agra, Agra

Here are the main details that are associated with the IFSC Code SCBL0036100 of Standard Chartered Bank for its branch located in Agra, within the district of Agra in the state of Uttar Pradesh.

Particulars Details
Bank Standard Chartered Bank
IFSC Code SCBL0036100
Branch Agra
City Agra
District Agra
State Uttar Pradesh
Address 4, Krishna Enclave

These details are important not only for users using online banking but also for businesses and individuals who use Standard Chartered Bank in Agra for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SCBL0036100 for the Agra branch of Standard Chartered Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Standard Chartered Bank located in Agra, Agra, Uttar Pradesh, are allotted a unique IFSC like SCBL0036100 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Agra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Agra and Agra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Standard Chartered Bank in Agra reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code SCBL0036100

The format of the IFSC Code for banks, including Standard Chartered Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Standard Chartered Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Agra in Agra.

For example, the IFSC Code SCBL0036100 of Standard Chartered Bank for the Agra branch includes these elements, identifying the bank and the branch location in Agra and Uttar Pradesh accurately.

How to Find IFSC Code for Standard Chartered Bank?

If you are trying to find the IFSC Code SCBL0036100 of Standard Chartered Bank for its Agra branch located in Agra, the following methods can help:

Cheque Book

The cheque book issued by Standard Chartered Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Standard Chartered Bank branches in Agra and Agra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Standard Chartered Bank and navigate to the branch locator section. Search for Agra or Agra to get the exact IFSC Code SCBL0036100.

Mobile Banking App

If you use Standard Chartered Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Standard Chartered Bank and Agra, you'll get the correct details.

How to Use IFSC Code SCBL0036100 for Online Transfers?

Once you have the IFSC Code SCBL0036100 for the Agra branch of Standard Chartered Bank in Agra, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SCBL0036100. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Standard Chartered Bank IFSC Code SCBL0036100.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Standard Chartered Bank Agra in Agra, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Standard Chartered Bank in Agra, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Standard Chartered Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Agra to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Standard Chartered Bank Agra Agra?

The IFSC Code of the Agra Agra branch is SCBL0036100.

Is IFSC Code SCBL0036100 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Standard Chartered Bank Agra branch?

The branch is located at 4, Krishna Enclave.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.