Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of South Indian Bank for its Dheevanur branch in Villupuram, Dheevanur, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of South Indian Bank located in Villupuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SIBL0000288. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Dheevanur, Villupuram
Here are some of the key details that come with the IFSC Code SIBL0000288 of South Indian Bank for its branch located in Villupuram, within the district of Dheevanur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000288 |
| Branch | Dheevanur |
| City | Villupuram |
| District | Dheevanur |
| State | Tamil Nadu |
| Address | R K G Building, Main Road ,Dheevanur Pincode 604206 , Tamil Nadu, Villupuram-Ramasamy |
These details are crucial, not just for online banking users but also for businesses and individuals who use South Indian Bank in Villupuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000288 for the Dheevanur branch of South Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SIBL0000288 is given to every bank branch, including South Indian Bank located in Dheevanur, Villupuram, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the South Indian Bank branch in Villupuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Villupuram and Dheevanur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for South Indian Bank in Dheevanur doesn't end up at another location.
Format of the IFSC Code SIBL0000288
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In South Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dheevanur in Villupuram.
For example, the IFSC Code SIBL0000288 of South Indian Bank for the Dheevanur branch has these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu correctly.
How to Find IFSC Code for South Indian Bank?
If you are looking for the IFSC Code SIBL0000288 of South Indian Bank for its Dheevanur branch located in Villupuram, the following methods can help:
Cheque Book
The cheque book that is issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including South Indian Bank branches in Villupuram and Dheevanur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of South Indian Bank and look for the branch locator section, then search for Dheevanur or Villupuram to get the exact IFSC Code SIBL0000288.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for South Indian Bank and Villupuram, then it will provide you proper information.
How to Use IFSC Code SIBL0000288 for Online Transfers?
Once you have the IFSC Code SIBL0000288 for the Dheevanur branch of South Indian Bank in Villupuram, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SIBL0000288. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000288.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for South Indian Bank Dheevanur in Villupuram may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Dheevanur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Villupuram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SIBL0000288.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is R K G Building, Main Road ,Dheevanur Pincode 604206 , Tamil Nadu, Villupuram-Ramasamy located in Villupuram, Dheevanur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.