For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of South Indian Bank for its Pudukad branch in Trissur, Puducad, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of South Indian Bank located in Trissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000072. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, Pudukad, Trissur

Here are some of the key details that come with the IFSC Code SIBL0000072 of South Indian Bank for its branch located in Trissur, within the district of Puducad in the state of Kerala.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000072
Branch Pudukad
City Trissur
District Puducad
State Kerala
Address D.No.Ix/145, Mangalan Building,Ground Floor,Pudukad,Pincode 680301

These details are important not only for users using online banking but also for businesses and individuals who use South Indian Bank in Trissur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SIBL0000072 for the Pudukad branch of South Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Pudukad, Trissur, Kerala, are allotted a unique IFSC like SIBL0000072 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Trissur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Trissur and Puducad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to South Indian Bank in Pudukad reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code SIBL0000072

The format of the IFSC Code for banks, including South Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pudukad in Trissur.

For example, the IFSC Code SIBL0000072 of South Indian Bank for the Pudukad branch includes these elements, identifying the bank and the branch location in Trissur and Kerala correctly.

How to Find IFSC Code for South Indian Bank?

If you are trying to find the IFSC Code SIBL0000072 of South Indian Bank for its Pudukad branch located in Trissur, the following methods can help:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including South Indian Bank branches in Trissur and Puducad, print them on the first page of your passbook.

Bank Website

Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Pudukad or Trissur to get the exact IFSC Code SIBL0000072.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Trissur, you'll get the correct details.

How to Use IFSC Code SIBL0000072 for Online Transfers?

Once you have the IFSC Code SIBL0000072 for the Pudukad branch of South Indian Bank in Trissur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SIBL0000072. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000072.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for South Indian Bank Pudukad in Trissur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of South Indian Bank in Pudukad, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Trissur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank Pudukad Trissur?

The IFSC Code of the Pudukad Trissur branch is SIBL0000072.

Is IFSC Code SIBL0000072 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the South Indian Bank Pudukad branch?

The branch is located at D.No.Ix/145, Mangalan Building,Ground Floor,Pudukad,Pincode 680301.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.