For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of South Indian Bank for its Poochakulam branch in Trissur, Poochakulam(Cheloor), Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of South Indian Bank located in Trissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000234. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Poochakulam, Trissur
Below in the table are the key details related to IFSC Code SIBL0000234 of South Indian Bank for its branch located in Trissur, within the district of Poochakulam(Cheloor) in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000234 |
| Branch | Poochakulam |
| City | Trissur |
| District | Poochakulam(Cheloor) |
| State | Kerala |
| Address | Dono387-1, Irinjalakuda-Kakkathuruthy Road, Po Irinjalakuda, Thrissur, Kerala-680121 |
These details are important not only for users using online banking but also for businesses and individuals who use South Indian Bank in Trissur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SIBL0000234 for the Poochakulam branch of South Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Poochakulam, Trissur, Kerala, is provided with a unique IFSC like SIBL0000234 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the South Indian Bank branch in Trissur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Trissur and Poochakulam(Cheloor).
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for South Indian Bank in Poochakulam do not get mixed with another location.
Format of the IFSC Code SIBL0000234
This is the format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For South Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Poochakulam in Trissur.
For example, the IFSC Code SIBL0000234 of South Indian Bank for the Poochakulam branch includes these elements, identifying the bank and the branch location in Trissur and Kerala accurately.
How to Find IFSC Code for South Indian Bank?
If you are trying to find the IFSC Code SIBL0000234 of South Indian Bank for its Poochakulam branch located in Trissur, the following methods can help:
Cheque Book
The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including South Indian Bank branches in Trissur and Poochakulam(Cheloor), print them on the first page of your passbook.
Bank Website
Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Poochakulam or Trissur to get the exact IFSC Code SIBL0000234.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Trissur, you'll get the correct details.
How to Use IFSC Code SIBL0000234 for Online Transfers?
Once you have the IFSC Code SIBL0000234 for the Poochakulam branch of South Indian Bank in Trissur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SIBL0000234. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000234.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for South Indian Bank Poochakulam in Trissur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of South Indian Bank in Poochakulam, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Trissur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SIBL0000234.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dono387-1, Irinjalakuda-Kakkathuruthy Road, Po Irinjalakuda, Thrissur, Kerala-680121 located in Trissur, Poochakulam(Cheloor), Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.