There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of South Indian Bank for its Perambra branch in Trissur, Thrissur, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of South Indian Bank situated in Trissur or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code SIBL0000150. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Perambra, Trissur
Here are the key points that are associated with the IFSC Code SIBL0000150 of South Indian Bank for its branch located in Trissur, within the district of Thrissur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000150 |
| Branch | Perambra |
| City | Trissur |
| District | Thrissur |
| State | Kerala |
| Address | Door No.2,Ward No.X,St.Antonys Church Buildin,Perambra, Thrissur , Kerala, Pin-680689 |
These details are essential not only for online banking users but also for businesses and individuals who use South Indian Bank in Trissur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000150 for the Perambra branch of South Indian Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Perambra, Trissur, Kerala, is provided with a unique IFSC like SIBL0000150 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the South Indian Bank branch in Trissur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Trissur and Thrissur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for South Indian Bank in Perambra do not get mixed with another location.
Format of the IFSC Code SIBL0000150
This is the format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For South Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Perambra in Trissur.
For example, the IFSC Code SIBL0000150 of South Indian Bank for the Perambra branch includes these elements, identifying the bank and the branch location in Trissur and Kerala accurately.
How to Find IFSC Code for South Indian Bank?
If you are looking for the IFSC Code SIBL0000150 of South Indian Bank for its Perambra branch located in Trissur, the following methods can help:
Cheque Book
The cheque book that is issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including South Indian Bank branches in Trissur and Thrissur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of South Indian Bank and look for the branch locator section, then search for Perambra or Trissur to get the exact IFSC Code SIBL0000150.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for South Indian Bank and Trissur, then it will provide you proper information.
How to Use IFSC Code SIBL0000150 for Online Transfers?
Once you have the IFSC Code SIBL0000150 for the Perambra branch of South Indian Bank in Trissur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SIBL0000150. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000150.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Perambra in Trissur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Perambra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Trissur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SIBL0000150.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Door No.2,Ward No.X,St.Antonys Church Buildin,Perambra, Thrissur , Kerala, Pin-680689 located in Trissur, Thrissur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.