Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of South Indian Bank for its Irinjalakuda Christ Nagar branch in Trissur, Irinjalakuda, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of South Indian Bank located in Trissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000463. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Irinjalakuda Christ Nagar, Trissur
Below in the table are the key details related to IFSC Code SIBL0000463 of South Indian Bank for its branch located in Trissur, within the district of Irinjalakuda in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000463 |
| Branch | Irinjalakuda Christ Nagar |
| City | Trissur |
| District | Irinjalakuda |
| State | Kerala |
| Address | Vi/950-B, Christ Nagar, Akp Jn ,Irinjalakuda North Pincode 680125 ,Irinjalakuda Christ Nagar, Irinjalakuda Municipality,Trichur Dist Kerala |
These details helps users in online banking and for businesses and individuals who use South Indian Bank in Trissur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000463 for the Irinjalakuda Christ Nagar branch of South Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Irinjalakuda Christ Nagar, Trissur, Kerala, is provided with a unique IFSC like SIBL0000463 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the South Indian Bank branch in Trissur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Trissur and Irinjalakuda.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for South Indian Bank in Irinjalakuda Christ Nagar do not get mixed with another location.
Format of the IFSC Code SIBL0000463
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Irinjalakuda Christ Nagar in Trissur.
For example, the IFSC Code SIBL0000463 of South Indian Bank for the Irinjalakuda Christ Nagar branch includes these elements, identifying the bank and the branch location in Trissur and Kerala accurately.
How to Find IFSC Code for South Indian Bank?
If you are trying to find the IFSC Code SIBL0000463 of South Indian Bank for its Irinjalakuda Christ Nagar branch located in Trissur, the following methods can help:
Cheque Book
The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including South Indian Bank branches in Trissur and Irinjalakuda, print them on the first page of your passbook.
Bank Website
Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Irinjalakuda Christ Nagar or Trissur to get the exact IFSC Code SIBL0000463.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Trissur, you'll get the correct details.
How to Use IFSC Code SIBL0000463 for Online Transfers?
Once you have the IFSC Code SIBL0000463 for the Irinjalakuda Christ Nagar branch of South Indian Bank in Trissur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SIBL0000463. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and South Indian Bank IFSC Code SIBL0000463.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for South Indian Bank Irinjalakuda Christ Nagar in Trissur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Irinjalakuda Christ Nagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Trissur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SIBL0000463.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vi/950-B, Christ Nagar, Akp Jn ,Irinjalakuda North Pincode 680125 ,Irinjalakuda Christ Nagar, Irinjalakuda Municipality,Trichur Dist Kerala located in Trissur, Irinjalakuda, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.