Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of South Indian Bank for its Avittathur branch in Trissur, Avittathur, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of South Indian Bank located in Trissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000159. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, Avittathur, Trissur

The table below shows the main details of the IFSC Code SIBL0000159 for the South Indian Bank branch in Trissur, which falls under the Avittathur district in Kerala.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000159
Branch Avittathur
City Trissur
District Avittathur
State Kerala
Address Iv-2391, Pullur-Mala Road, Avittathur, Thrissur, Kerala-680683

These details are crucial, not just for online banking users but also for businesses and individuals who use South Indian Bank in Trissur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000159 for the Avittathur branch of South Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Avittathur, Trissur, Kerala, are given a unique IFSC like SIBL0000159 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Trissur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Trissur and Avittathur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to South Indian Bank in Avittathur goes to the correct branch. This is important because South Indian Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SIBL0000159

The format of the IFSC Code for banks, including South Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Avittathur in Trissur.

For example, the IFSC Code SIBL0000159 of South Indian Bank for the Avittathur branch includes these elements, identifying the bank and the branch location in Trissur and Kerala correctly.

How to Find IFSC Code for South Indian Bank?

If you are looking for the IFSC Code SIBL0000159 of South Indian Bank for its Avittathur branch located in Trissur, the following methods can help:

Cheque Book

The cheque book that is issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including South Indian Bank branches in Trissur and Avittathur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of South Indian Bank and look for the branch locator section, then search for Avittathur or Trissur to get the exact IFSC Code SIBL0000159.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for South Indian Bank and Trissur, then it will provide you proper information.

How to Use IFSC Code SIBL0000159 for Online Transfers?

Once you have the IFSC Code SIBL0000159 for the Avittathur branch of South Indian Bank in Trissur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SIBL0000159. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000159.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Avittathur in Trissur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of South Indian Bank in Avittathur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Trissur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank in Avittathur, Trissur?

The IFSC Code is SIBL0000159.

Is the IFSC Code SIBL0000159 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of South Indian Bank Avittathur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Avittathur branch?

The address of the branch is Iv-2391, Pullur-Mala Road, Avittathur, Thrissur, Kerala-680683 located in Trissur, Avittathur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.