The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of South Indian Bank for its Vadakkankulam branch in Tirunelvali, Vallioor, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of South Indian Bank located in Tirunelvali or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SIBL0000729. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for South Indian Bank, Vadakkankulam, Tirunelvali

Here are the main details that are associated with the IFSC Code SIBL0000729 of South Indian Bank for its branch located in Tirunelvali, within the district of Vallioor in the state of Tamil Nadu.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000729
Branch Vadakkankulam
City Tirunelvali
District Vallioor
State Tamil Nadu
Address Dono12-686A, Ward No3, Sangu Nagar, Vadakkankulam Po, Tirunelveli, Tamil Nadu-627116

These details helps users in online banking and for businesses and individuals who use South Indian Bank in Tirunelvali for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000729 for the Vadakkankulam branch of South Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Vadakkankulam, Tirunelvali, Tamil Nadu, are allotted a unique IFSC like SIBL0000729 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tirunelvali.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tirunelvali and Vallioor.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to South Indian Bank in Vadakkankulam reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code SIBL0000729

The format of the IFSC Code for banks, including South Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vadakkankulam in Tirunelvali.

For example, the IFSC Code SIBL0000729 of South Indian Bank for the Vadakkankulam branch includes these elements, identifying the bank and the branch location in Tirunelvali and Tamil Nadu correctly.

How to Find IFSC Code for South Indian Bank?

To find the IFSC Code SIBL0000729 of South Indian Bank for its Vadakkankulam branch located in Tirunelvali, the following methods can help you out:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including South Indian Bank branches in Tirunelvali and Vallioor, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of South Indian Bank and go to the branch locator section. Then search for Vadakkankulam or Tirunelvali to find the exact IFSC Code SIBL0000729.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for South Indian Bank and Tirunelvali will provide accurate information.

How to Use IFSC Code SIBL0000729 for Online Transfers?

Once you have the IFSC Code SIBL0000729 for the Vadakkankulam branch of South Indian Bank in Tirunelvali, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SIBL0000729. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000729.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Vadakkankulam in Tirunelvali, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Vadakkankulam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tirunelvali to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank in Vadakkankulam, Tirunelvali?

The IFSC Code is SIBL0000729.

Is the IFSC Code SIBL0000729 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of South Indian Bank Vadakkankulam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Vadakkankulam branch?

The address of the branch is Dono12-686A, Ward No3, Sangu Nagar, Vadakkankulam Po, Tirunelveli, Tamil Nadu-627116 located in Tirunelvali, Vallioor, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.