There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of South Indian Bank for its S N Puram branch in Thrissur, Sreenarayanapuram, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of South Indian Bank situated in Thrissur or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code SIBL0000789. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, S N Puram, Thrissur

Here are some of the key details that come with the IFSC Code SIBL0000789 of South Indian Bank for its branch located in Thrissur, within the district of Sreenarayanapuram in the state of Kerala.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000789
Branch S N Puram
City Thrissur
District Sreenarayanapuram
State Kerala
Address 535/Defg, Minerva Complex, Panangad P O, S N Puram-680 665

These details helps users in online banking and for businesses and individuals who use South Indian Bank in Thrissur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000789 for the S N Puram branch of South Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in S N Puram, Thrissur, Kerala, is provided a unique IFSC like SIBL0000789 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the South Indian Bank branch in Thrissur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thrissur and Sreenarayanapuram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for South Indian Bank in S N Puram do not get misguided to another person.

Format of the IFSC Code SIBL0000789

This is the format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For South Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as S N Puram in Thrissur.

For example, the IFSC Code SIBL0000789 of South Indian Bank for the S N Puram branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala accurately.

How to Find IFSC Code for South Indian Bank?

If you are trying to find the IFSC Code SIBL0000789 of South Indian Bank for its S N Puram branch located in Thrissur, the following methods can help:

Cheque Book

The cheque books that are issued by South Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including South Indian Bank branches in Thrissur and Sreenarayanapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of South Indian Bank and find the branch locator section. Search for S N Puram or Thrissur to get the exact IFSC Code SIBL0000789.

Mobile Banking App

If you use South Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for South Indian Bank and Thrissur that will provide accurate information.

How to Use IFSC Code SIBL0000789 for Online Transfers?

Once you have the IFSC Code SIBL0000789 for the S N Puram branch of South Indian Bank in Thrissur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SIBL0000789. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000789.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank S N Puram in Thrissur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of South Indian Bank in S N Puram, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thrissur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank in S N Puram, Thrissur?

The IFSC Code is SIBL0000789.

Is the IFSC Code SIBL0000789 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of South Indian Bank S N Puram?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the S N Puram branch?

The address of the branch is 535/Defg, Minerva Complex, Panangad P O, S N Puram-680 665 located in Thrissur, Sreenarayanapuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.