Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of South Indian Bank for its Pazhookara branch in Thrissur, Ashtamichira, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of South Indian Bank located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000791. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Pazhookara, Thrissur
Below in the table are the key details related to IFSC Code SIBL0000791 of South Indian Bank for its branch located in Thrissur, within the district of Ashtamichira in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000791 |
| Branch | Pazhookara |
| City | Thrissur |
| District | Ashtamichira |
| State | Kerala |
| Address | St.Joseph'S Church Building, Pazhookara.P O - 680 731 |
These details are crucial, not just for online banking users but also for businesses and individuals who use South Indian Bank in Thrissur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000791 for the Pazhookara branch of South Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SIBL0000791 is given to every bank branch, including South Indian Bank located in Pazhookara, Thrissur, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the South Indian Bank branch in Thrissur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thrissur and Ashtamichira.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for South Indian Bank in Pazhookara doesn't end up at another location.
Format of the IFSC Code SIBL0000791
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For South Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pazhookara in Thrissur.
For example, the IFSC Code SIBL0000791 of South Indian Bank for the Pazhookara branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala accurately.
How to Find IFSC Code for South Indian Bank?
To find the IFSC Code SIBL0000791 of South Indian Bank for its Pazhookara branch located in Thrissur, the following methods can help you out:
Cheque Book
The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including South Indian Bank branches in Thrissur and Ashtamichira, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of South Indian Bank and go to the branch locator section. Then search for Pazhookara or Thrissur to find the exact IFSC Code SIBL0000791.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for South Indian Bank and Thrissur will provide accurate information.
How to Use IFSC Code SIBL0000791 for Online Transfers?
Once you have the IFSC Code SIBL0000791 for the Pazhookara branch of South Indian Bank in Thrissur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SIBL0000791. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000791.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Pazhookara in Thrissur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of South Indian Bank in Pazhookara, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thrissur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SIBL0000791.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is St.Joseph'S Church Building, Pazhookara.P O - 680 731 located in Thrissur, Ashtamichira, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.