IFSC Code of South Indian Bank, Moonnupeedika, Peringanam, Kerala — SIBL0000804

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of South Indian Bank for its Moonnupeedika branch in Thrissur, Peringanam, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of South Indian Bank located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000804. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, Moonnupeedika, Thrissur

Below in the table are the key details related to IFSC Code SIBL0000804 of South Indian Bank for its branch located in Thrissur, within the district of Peringanam in the state of Kerala.

These details helps users in online banking and for businesses and individuals who use South Indian Bank in Thrissur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000804 for the Moonnupeedika branch of South Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Moonnupeedika, Thrissur, Kerala, is provided with a unique IFSC like SIBL0000804 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the South Indian Bank branch in Thrissur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Thrissur and Peringanam.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for South Indian Bank in Moonnupeedika do not get mixed with another location.

Format of the IFSC Code SIBL0000804

The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In South Indian Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Moonnupeedika in Thrissur.

For example, the IFSC Code SIBL0000804 of South Indian Bank for the Moonnupeedika branch has these elements, identifying the bank and the branch location in Thrissur and Kerala correctly.

How to Find IFSC Code for South Indian Bank?

If you are trying to find the IFSC Code SIBL0000804 of South Indian Bank for its Moonnupeedika branch located in Thrissur, the following methods can help:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including South Indian Bank branches in Thrissur and Peringanam, print them on the first page of your passbook.

Bank Website

Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Moonnupeedika or Thrissur to get the exact IFSC Code SIBL0000804.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Thrissur, you'll get the correct details.

How to Use IFSC Code SIBL0000804 for Online Transfers?

Once you have the IFSC Code SIBL0000804 for the Moonnupeedika branch of South Indian Bank in Thrissur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SIBL0000804. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000804.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for South Indian Bank Moonnupeedika in Thrissur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of South Indian Bank in Moonnupeedika, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official South Indian Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thrissur manage their online transfers and cheque clearances easily.