The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of South Indian Bank for its Tuticorin branch in Thoothkudi, Tuticorin, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of South Indian Bank located in Thoothkudi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SIBL0000090. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for South Indian Bank, Tuticorin, Thoothkudi

The table below shows the main details of the IFSC Code SIBL0000090 for the South Indian Bank branch in Thoothkudi, which falls under the Tuticorin district in Tamil Nadu.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000090
Branch Tuticorin
City Thoothkudi
District Tuticorin
State Tamil Nadu
Address Po No 102,,40-41 ,Pereira Street,Tuticorin , Toothukudi , Tamil Nadu, Pin-628001

These details help users in online banking and for businesses and individuals who use South Indian Bank in Thoothkudi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000090 for the Tuticorin branch of South Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Tuticorin, Thoothkudi, Tamil Nadu, are given a unique IFSC like SIBL0000090 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thoothkudi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Thoothkudi and Tuticorin.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to South Indian Bank in Tuticorin goes to the correct branch. This is important because South Indian Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SIBL0000090

The format of the IFSC Code for banks, including South Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tuticorin in Thoothkudi.

For example, the IFSC Code SIBL0000090 of South Indian Bank for the Tuticorin branch includes these elements, identifying the bank and the branch location in Thoothkudi and Tamil Nadu correctly.

How to Find IFSC Code for South Indian Bank?

If you are looking for the IFSC Code SIBL0000090 of South Indian Bank for its Tuticorin branch located in Thoothkudi, the following methods can help:

Cheque Book

The cheque book that is issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including South Indian Bank branches in Thoothkudi and Tuticorin, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of South Indian Bank and look for the branch locator section, then search for Tuticorin or Thoothkudi to get the exact IFSC Code SIBL0000090.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for South Indian Bank and Thoothkudi, then it will provide you proper information.

How to Use IFSC Code SIBL0000090 for Online Transfers?

Once you have the IFSC Code SIBL0000090 for the Tuticorin branch of South Indian Bank in Thoothkudi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SIBL0000090. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000090.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Tuticorin in Thoothkudi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of South Indian Bank in Tuticorin, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thoothkudi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank Tuticorin Thoothkudi?

The IFSC Code of the Tuticorin Thoothkudi branch is SIBL0000090.

Is IFSC Code SIBL0000090 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the South Indian Bank Tuticorin branch?

The branch is located at Po No 102,,40-41 ,Pereira Street,Tuticorin , Toothukudi , Tamil Nadu, Pin-628001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.