For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of South Indian Bank for its Mannargudi branch in Thiruvarur, Mannargudi, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of South Indian Bank located in Thiruvarur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SIBL0000795. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, Mannargudi, Thiruvarur

Here are some of the key details that come with the IFSC Code SIBL0000795 of South Indian Bank for its branch located in Thiruvarur, within the district of Mannargudi in the state of Tamil Nadu.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000795
Branch Mannargudi
City Thiruvarur
District Mannargudi
State Tamil Nadu
Address D.No 75B,East Vadampokki Street, Mannargudi-614001

These details help users in online banking and for businesses and individuals who use South Indian Bank in Thiruvarur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000795 for the Mannargudi branch of South Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Mannargudi, Thiruvarur, Tamil Nadu, are allotted a unique IFSC like SIBL0000795 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thiruvarur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thiruvarur and Mannargudi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to South Indian Bank in Mannargudi reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code SIBL0000795

The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For South Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mannargudi in Thiruvarur.

For example, the IFSC Code SIBL0000795 of South Indian Bank for the Mannargudi branch includes these elements, identifying the bank and the branch location in Thiruvarur and Tamil Nadu accurately.

How to Find IFSC Code for South Indian Bank?

If you are looking for the IFSC Code SIBL0000795 of South Indian Bank for its Mannargudi branch located in Thiruvarur, the following methods can help:

Cheque Book

The cheque book that is issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including South Indian Bank branches in Thiruvarur and Mannargudi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of South Indian Bank and look for the branch locator section, then search for Mannargudi or Thiruvarur to get the exact IFSC Code SIBL0000795.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for South Indian Bank and Thiruvarur, then it will provide you proper information.

How to Use IFSC Code SIBL0000795 for Online Transfers?

Once you have the IFSC Code SIBL0000795 for the Mannargudi branch of South Indian Bank in Thiruvarur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SIBL0000795. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000795.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for South Indian Bank Mannargudi in Thiruvarur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Mannargudi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvarur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank Mannargudi Thiruvarur?

The IFSC Code of the Mannargudi Thiruvarur branch is SIBL0000795.

Is IFSC Code SIBL0000795 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the South Indian Bank Mannargudi branch?

The branch is located at D.No 75B,East Vadampokki Street, Mannargudi-614001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.