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IFSC Code of South Indian Bank, Trivandrum Peroorkada, Thiruvananthapuram, Kerala — SIBL0000562

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of South Indian Bank for its Trivandrum Peroorkada branch in Thiruvananthapuram, Thiruvananthapuram, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of South Indian Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000562. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, Trivandrum Peroorkada, Thiruvananthapuram

Here are some of the key details that come with the IFSC Code SIBL0000562 of South Indian Bank for its branch located in Thiruvananthapuram, within the district of Thiruvananthapuram in the state of Kerala.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000562
Branch Trivandrum Peroorkada
City Thiruvananthapuram
District Thiruvananthapuram
State Kerala
Address Mayur Plaza, Opp. Lutheran Church, Peroorkada

These details help users in online banking and for businesses and individuals who use South Indian Bank in Thiruvananthapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000562 for the Trivandrum Peroorkada branch of South Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Trivandrum Peroorkada, Thiruvananthapuram, Kerala, is provided a unique IFSC like SIBL0000562 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the South Indian Bank branch in Thiruvananthapuram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Thiruvananthapuram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for South Indian Bank in Trivandrum Peroorkada do not get misguided to another person.

Format of the IFSC Code SIBL0000562

The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In South Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Trivandrum Peroorkada in Thiruvananthapuram.

For example, the IFSC Code SIBL0000562 of South Indian Bank for the Trivandrum Peroorkada branch has these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala correctly.

How to Find IFSC Code for South Indian Bank?

If you are trying to find the IFSC Code SIBL0000562 of South Indian Bank for its Trivandrum Peroorkada branch located in Thiruvananthapuram, the following methods can help:

Cheque Book

The cheque books that are issued by South Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including South Indian Bank branches in Thiruvananthapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of South Indian Bank and find the branch locator section. Search for Trivandrum Peroorkada or Thiruvananthapuram to get the exact IFSC Code SIBL0000562.

Mobile Banking App

If you use South Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for South Indian Bank and Thiruvananthapuram that will provide accurate information.

How to Use IFSC Code SIBL0000562 for Online Transfers?

If you have the IFSC Code SIBL0000562 for the Trivandrum Peroorkada branch of South Indian Bank in Thiruvananthapuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SIBL0000562. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and South Indian Bank IFSC Code SIBL0000562.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for South Indian Bank Trivandrum Peroorkada in Thiruvananthapuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Trivandrum Peroorkada, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvananthapuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank in Trivandrum Peroorkada, Thiruvananthapuram?

The IFSC Code is SIBL0000562.

Is the IFSC Code SIBL0000562 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of South Indian Bank Trivandrum Peroorkada?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Trivandrum Peroorkada branch?

The address of the branch is Mayur Plaza, Opp. Lutheran Church, Peroorkada located in Thiruvananthapuram, Thiruvananthapuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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