There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of South Indian Bank for its Kilimanoor branch in Thiruvananthapuram, Kilimanoor, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of South Indian Bank situated in Thiruvananthapuram or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code SIBL0000666. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Kilimanoor, Thiruvananthapuram
Here are the main details that are associated with the IFSC Code SIBL0000666 of South Indian Bank for its branch located in Thiruvananthapuram, within the district of Kilimanoor in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000666 |
| Branch | Kilimanoor |
| City | Thiruvananthapuram |
| District | Kilimanoor |
| State | Kerala |
| Address | Pp Ix 1507, M C Road, Papala, Kilimanoor-695601, Thiruvananthapuram |
These details are important not only for users using online banking but also for businesses and individuals who use South Indian Bank in Thiruvananthapuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SIBL0000666 for the Kilimanoor branch of South Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Kilimanoor, Thiruvananthapuram, Kerala, are allotted a unique IFSC like SIBL0000666 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thiruvananthapuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Thiruvananthapuram and Kilimanoor.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to South Indian Bank in Kilimanoor reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code SIBL0000666
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In South Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kilimanoor in Thiruvananthapuram.
For example, the IFSC Code SIBL0000666 of South Indian Bank for the Kilimanoor branch has these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala correctly.
How to Find IFSC Code for South Indian Bank?
If you are trying to find the IFSC Code SIBL0000666 of South Indian Bank for its Kilimanoor branch located in Thiruvananthapuram, the following methods can help:
Cheque Book
The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including South Indian Bank branches in Thiruvananthapuram and Kilimanoor, print them on the first page of your passbook.
Bank Website
Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Kilimanoor or Thiruvananthapuram to get the exact IFSC Code SIBL0000666.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Thiruvananthapuram, you'll get the correct details.
How to Use IFSC Code SIBL0000666 for Online Transfers?
Once you have the IFSC Code SIBL0000666 for the Kilimanoor branch of South Indian Bank in Thiruvananthapuram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SIBL0000666. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000666.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Kilimanoor in Thiruvananthapuram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Kilimanoor, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kilimanoor Thiruvananthapuram branch is SIBL0000666.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Pp Ix 1507, M C Road, Papala, Kilimanoor-695601, Thiruvananthapuram.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.