There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of South Indian Bank for its Csi Medical College Ec Karakonam branch in Thiruvananthapuram, Kunnathukkal, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of South Indian Bank situated in Thiruvananthapuram or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code SIBL0000862. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, Csi Medical College Ec Karakonam, Thiruvananthapuram

The table below shows the main details of the IFSC Code SIBL0000862 for the South Indian Bank branch in Thiruvananthapuram, which falls under the Kunnathukkal district in Kerala.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000862
Branch Csi Medical College Ec Karakonam
City Thiruvananthapuram
District Kunnathukkal
State Kerala
Address Albany Block, Csi Medical College,Karakonam,Neyyattinkara

These details helps users in online banking and for businesses and individuals who use South Indian Bank in Thiruvananthapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000862 for the Csi Medical College Ec Karakonam branch of South Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Csi Medical College Ec Karakonam, Thiruvananthapuram, Kerala, is provided with a unique IFSC like SIBL0000862 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the South Indian Bank branch in Thiruvananthapuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Kunnathukkal.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for South Indian Bank in Csi Medical College Ec Karakonam do not get mixed with another location.

Format of the IFSC Code SIBL0000862

The format of the IFSC Code for banks, including South Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Csi Medical College Ec Karakonam in Thiruvananthapuram.

For example, the IFSC Code SIBL0000862 of South Indian Bank for the Csi Medical College Ec Karakonam branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala correctly.

How to Find IFSC Code for South Indian Bank?

If you are trying to find the IFSC Code SIBL0000862 of South Indian Bank for its Csi Medical College Ec Karakonam branch located in Thiruvananthapuram, the following methods can help:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including South Indian Bank branches in Thiruvananthapuram and Kunnathukkal, print them on the first page of your passbook.

Bank Website

Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Csi Medical College Ec Karakonam or Thiruvananthapuram to get the exact IFSC Code SIBL0000862.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Thiruvananthapuram, you'll get the correct details.

How to Use IFSC Code SIBL0000862 for Online Transfers?

Once you have the IFSC Code SIBL0000862 for the Csi Medical College Ec Karakonam branch of South Indian Bank in Thiruvananthapuram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SIBL0000862. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and South Indian Bank IFSC Code SIBL0000862.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for South Indian Bank Csi Medical College Ec Karakonam in Thiruvananthapuram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of South Indian Bank in Csi Medical College Ec Karakonam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank in Csi Medical College Ec Karakonam, Thiruvananthapuram?

The IFSC Code is SIBL0000862.

Is the IFSC Code SIBL0000862 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of South Indian Bank Csi Medical College Ec Karakonam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Csi Medical College Ec Karakonam branch?

The address of the branch is Albany Block, Csi Medical College,Karakonam,Neyyattinkara located in Thiruvananthapuram, Kunnathukkal, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.