For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of South Indian Bank for its Perumthuruthy branch in Pathanamthitta, Thiruvalla, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of South Indian Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000730. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, Perumthuruthy, Pathanamthitta

Below in the table are the key details related to IFSC Code SIBL0000730 of South Indian Bank for its branch located in Pathanamthitta, within the district of Thiruvalla in the state of Kerala.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000730
Branch Perumthuruthy
City Pathanamthitta
District Thiruvalla
State Kerala
Address Pushpagiri DentalÐ College,Perumthuruthy,Thiruvalla,Pin 689107

These details are essential not only for online banking users but also for businesses and individuals who use South Indian Bank in Pathanamthitta for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000730 for the Perumthuruthy branch of South Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Perumthuruthy, Pathanamthitta, Kerala, are given a unique IFSC like SIBL0000730 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pathanamthitta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Pathanamthitta and Thiruvalla.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to South Indian Bank in Perumthuruthy goes to the correct branch. This is important because South Indian Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SIBL0000730

The format of the IFSC Code for banks, including South Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Perumthuruthy in Pathanamthitta.

For example, the IFSC Code SIBL0000730 of South Indian Bank for the Perumthuruthy branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.

How to Find IFSC Code for South Indian Bank?

If you are looking for the IFSC Code SIBL0000730 of South Indian Bank for its Perumthuruthy branch located in Pathanamthitta, the following methods can help:

Cheque Book

The cheque book that is issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including South Indian Bank branches in Pathanamthitta and Thiruvalla, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of South Indian Bank and look for the branch locator section, then search for Perumthuruthy or Pathanamthitta to get the exact IFSC Code SIBL0000730.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for South Indian Bank and Pathanamthitta, then it will provide you proper information.

How to Use IFSC Code SIBL0000730 for Online Transfers?

Once you have the IFSC Code SIBL0000730 for the Perumthuruthy branch of South Indian Bank in Pathanamthitta, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SIBL0000730. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000730.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for South Indian Bank Perumthuruthy in Pathanamthitta may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Perumthuruthy, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pathanamthitta to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank in Perumthuruthy, Pathanamthitta?

The IFSC Code is SIBL0000730.

Is the IFSC Code SIBL0000730 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of South Indian Bank Perumthuruthy?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Perumthuruthy branch?

The address of the branch is Pushpagiri DentalÐ College,Perumthuruthy,Thiruvalla,Pin 689107 located in Pathanamthitta, Thiruvalla, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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