For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of South Indian Bank for its Omalloor branch in Pathanamthitta, Omalloor, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of South Indian Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000387. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Omalloor, Pathanamthitta
Below in the table are the key details related to IFSC Code SIBL0000387 of South Indian Bank for its branch located in Pathanamthitta, within the district of Omalloor in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000387 |
| Branch | Omalloor |
| City | Pathanamthitta |
| District | Omalloor |
| State | Kerala |
| Address | Dono438 A, Ward No13, Ground Floor, Malankara Centre, Near Darsana Auditorium, Adoor-Pathanamthitta Main Road, Omalloor-Kla Po, Pathanamthitta District, Kerala-689647 |
These details are crucial, not just for online banking users but also for businesses and individuals who use South Indian Bank in Pathanamthitta for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000387 for the Omalloor branch of South Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Omalloor, Pathanamthitta, Kerala, are allotted a unique IFSC like SIBL0000387 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pathanamthitta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Pathanamthitta and Omalloor.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to South Indian Bank in Omalloor reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code SIBL0000387
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In South Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Omalloor in Pathanamthitta.
For example, the IFSC Code SIBL0000387 of South Indian Bank for the Omalloor branch has these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.
How to Find IFSC Code for South Indian Bank?
If you are trying to find the IFSC Code SIBL0000387 of South Indian Bank for its Omalloor branch located in Pathanamthitta, the following methods can help:
Cheque Book
The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including South Indian Bank branches in Pathanamthitta and Omalloor, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Omalloor or Pathanamthitta to get the exact IFSC Code SIBL0000387.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Pathanamthitta, you'll get the correct details.
How to Use IFSC Code SIBL0000387 for Online Transfers?
Once you have the IFSC Code SIBL0000387 for the Omalloor branch of South Indian Bank in Pathanamthitta, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SIBL0000387. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000387.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Omalloor in Pathanamthitta, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Omalloor, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pathanamthitta to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SIBL0000387.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Dono438 A, Ward No13, Ground Floor, Malankara Centre, Near Darsana Auditorium, Adoor-Pathanamthitta Main Road, Omalloor-Kla Po, Pathanamthitta District, Kerala-689647 located in Pathanamthitta, Omalloor, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.