Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of South Indian Bank for its Mannamaruthi branch in Pathanamthitta, Mannamaruthi, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of South Indian Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000769. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Mannamaruthi, Pathanamthitta
Here are some of the key details that come with the IFSC Code SIBL0000769 of South Indian Bank for its branch located in Pathanamthitta, within the district of Mannamaruthi in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000769 |
| Branch | Mannamaruthi |
| City | Pathanamthitta |
| District | Mannamaruthi |
| State | Kerala |
| Address | Door No.84, Ward No.17, Chengottayil,Makkapuzha P.O., Mannamaruthi, Pincode 689676 Ranni Kerala, Pathanamthitta |
These details are important not only for users using online banking but also for businesses and individuals who use South Indian Bank in Pathanamthitta for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SIBL0000769 for the Mannamaruthi branch of South Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Mannamaruthi, Pathanamthitta, Kerala, is provided with a unique IFSC like SIBL0000769 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the South Indian Bank branch in Pathanamthitta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Pathanamthitta and Mannamaruthi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for South Indian Bank in Mannamaruthi do not get mixed with another location.
Format of the IFSC Code SIBL0000769
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In South Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mannamaruthi in Pathanamthitta.
For example, the IFSC Code SIBL0000769 of South Indian Bank for the Mannamaruthi branch has these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.
How to Find IFSC Code for South Indian Bank?
If you are trying to find the IFSC Code SIBL0000769 of South Indian Bank for its Mannamaruthi branch located in Pathanamthitta, the following methods can help:
Cheque Book
The cheque books that are issued by South Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including South Indian Bank branches in Pathanamthitta and Mannamaruthi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of South Indian Bank and find the branch locator section. Search for Mannamaruthi or Pathanamthitta to get the exact IFSC Code SIBL0000769.
Mobile Banking App
If you use South Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for South Indian Bank and Pathanamthitta that will provide accurate information.
How to Use IFSC Code SIBL0000769 for Online Transfers?
Once you have the IFSC Code SIBL0000769 for the Mannamaruthi branch of South Indian Bank in Pathanamthitta, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SIBL0000769. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and South Indian Bank IFSC Code SIBL0000769.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for South Indian Bank Mannamaruthi in Pathanamthitta, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of South Indian Bank in Mannamaruthi, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SIBL0000769.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Door No.84, Ward No.17, Chengottayil,Makkapuzha P.O., Mannamaruthi, Pincode 689676 Ranni Kerala, Pathanamthitta located in Pathanamthitta, Mannamaruthi, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.