The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of South Indian Bank for its Ezhamkulam branch in Pathanamthitta, Ezhamkulam, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of South Indian Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000382. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for South Indian Bank, Ezhamkulam, Pathanamthitta
Here are the main details that are associated with the IFSC Code SIBL0000382 of South Indian Bank for its branch located in Pathanamthitta, within the district of Ezhamkulam in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000382 |
| Branch | Ezhamkulam |
| City | Pathanamthitta |
| District | Ezhamkulam |
| State | Kerala |
| Address | Ezhamkulam Branch, Emson Complex,Mp Road ,P.O Parakode, Pathanamthitta , Kerala, Pin-691554 |
These details are important not only for users using online banking but also for businesses and individuals who use South Indian Bank in Pathanamthitta for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SIBL0000382 for the Ezhamkulam branch of South Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Ezhamkulam, Pathanamthitta, Kerala, is provided with a unique IFSC like SIBL0000382 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the South Indian Bank branch in Pathanamthitta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Pathanamthitta and Ezhamkulam.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for South Indian Bank in Ezhamkulam do not get mixed with another location.
Format of the IFSC Code SIBL0000382
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For South Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ezhamkulam in Pathanamthitta.
For example, the IFSC Code SIBL0000382 of South Indian Bank for the Ezhamkulam branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.
How to Find IFSC Code for South Indian Bank?
To find the IFSC Code SIBL0000382 of South Indian Bank for its Ezhamkulam branch located in Pathanamthitta, the following methods can help you out:
Cheque Book
The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including South Indian Bank branches in Pathanamthitta and Ezhamkulam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of South Indian Bank and go to the branch locator section. Then search for Ezhamkulam or Pathanamthitta to find the exact IFSC Code SIBL0000382.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for South Indian Bank and Pathanamthitta will provide accurate information.
How to Use IFSC Code SIBL0000382 for Online Transfers?
If you have the IFSC Code SIBL0000382 for the Ezhamkulam branch of South Indian Bank in Pathanamthitta, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SIBL0000382. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and South Indian Bank IFSC Code SIBL0000382.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for South Indian Bank Ezhamkulam in Pathanamthitta, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Ezhamkulam, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SIBL0000382.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ezhamkulam Branch, Emson Complex,Mp Road ,P.O Parakode, Pathanamthitta , Kerala, Pin-691554 located in Pathanamthitta, Ezhamkulam, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.