For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of South Indian Bank for its Adoor branch in Pathanamthitta, Adoor, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of South Indian Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000330. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, Adoor, Pathanamthitta

The table below shows the main details of the IFSC Code SIBL0000330 for the South Indian Bank branch in Pathanamthitta, which falls under the Adoor district in Kerala.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000330
Branch Adoor
City Pathanamthitta
District Adoor
State Kerala
Address Ward No24, Vilanilam Ebenezer Complex, Kp Road, Karuvatta, Adoor Po, Pathanamthitta District, Kerala-691523

These details are important not only for users using online banking but also for businesses and individuals who use South Indian Bank in Pathanamthitta for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SIBL0000330 for the Adoor branch of South Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Adoor, Pathanamthitta, Kerala, is provided with a unique IFSC like SIBL0000330 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the South Indian Bank branch in Pathanamthitta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pathanamthitta and Adoor.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for South Indian Bank in Adoor do not get mixed with another location.

Format of the IFSC Code SIBL0000330

The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adoor in Pathanamthitta.

For example, the IFSC Code SIBL0000330 of South Indian Bank for the Adoor branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.

How to Find IFSC Code for South Indian Bank?

To find the IFSC Code SIBL0000330 of South Indian Bank for its Adoor branch located in Pathanamthitta, the following methods can help you out:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including South Indian Bank branches in Pathanamthitta and Adoor, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of South Indian Bank and go to the branch locator section. Then search for Adoor or Pathanamthitta to find the exact IFSC Code SIBL0000330.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for South Indian Bank and Pathanamthitta will provide accurate information.

How to Use IFSC Code SIBL0000330 for Online Transfers?

Once you have the IFSC Code SIBL0000330 for the Adoor branch of South Indian Bank in Pathanamthitta, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SIBL0000330. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000330.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Adoor in Pathanamthitta, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Adoor, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank in Adoor, Pathanamthitta?

The IFSC Code is SIBL0000330.

Is the IFSC Code SIBL0000330 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of South Indian Bank Adoor?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Adoor branch?

The address of the branch is Ward No24, Vilanilam Ebenezer Complex, Kp Road, Karuvatta, Adoor Po, Pathanamthitta District, Kerala-691523 located in Pathanamthitta, Adoor, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.