Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of South Indian Bank for its Angadipuram branch in Malapuram, Angadipuram, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of South Indian Bank located in Malapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000537. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Angadipuram, Malapuram
The table below shows the main details of the IFSC Code SIBL0000537 for the South Indian Bank branch in Malapuram, which falls under the Angadipuram district in Kerala.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000537 |
| Branch | Angadipuram |
| City | Malapuram |
| District | Angadipuram |
| State | Kerala |
| Address | Dono416 A, Kozhikode Road, Angadipuram Po, Malappuram, Kerala-679321 |
These details helps users in online banking and for businesses and individuals who use South Indian Bank in Malapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000537 for the Angadipuram branch of South Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SIBL0000537 is given to every bank branch, including South Indian Bank located in Angadipuram, Malapuram, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the South Indian Bank branch in Malapuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Malapuram and Angadipuram.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for South Indian Bank in Angadipuram doesn't end up at another location.
Format of the IFSC Code SIBL0000537
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For South Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Angadipuram in Malapuram.
For example, the IFSC Code SIBL0000537 of South Indian Bank for the Angadipuram branch includes these elements, identifying the bank and the branch location in Malapuram and Kerala accurately.
How to Find IFSC Code for South Indian Bank?
If you are trying to find the IFSC Code SIBL0000537 of South Indian Bank for its Angadipuram branch located in Malapuram, the following methods can help:
Cheque Book
The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including South Indian Bank branches in Malapuram and Angadipuram, print them on the first page of your passbook.
Bank Website
Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Angadipuram or Malapuram to get the exact IFSC Code SIBL0000537.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Malapuram, you'll get the correct details.
How to Use IFSC Code SIBL0000537 for Online Transfers?
If you have the IFSC Code SIBL0000537 for the Angadipuram branch of South Indian Bank in Malapuram, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SIBL0000537. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and South Indian Bank IFSC Code SIBL0000537.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for South Indian Bank Angadipuram in Malapuram, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of South Indian Bank in Angadipuram, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Malapuram manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Angadipuram Malapuram branch is SIBL0000537.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dono416 A, Kozhikode Road, Angadipuram Po, Malappuram, Kerala-679321.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.