IFSC Code of South Indian Bank, Kuravilangad, Kuravilangad, Kerala — SIBL0000464

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of South Indian Bank for its Kuravilangad branch in Kottayam, Kuravilangad, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of South Indian Bank located in Kottayam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000464. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, Kuravilangad, Kottayam

Below in the table are the key details related to IFSC Code SIBL0000464 of South Indian Bank for its branch located in Kottayam, within the district of Kuravilangad in the state of Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use South Indian Bank in Kottayam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000464 for the Kuravilangad branch of South Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Kuravilangad, Kottayam, Kerala, are allotted a unique IFSC like SIBL0000464 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kottayam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kottayam and Kuravilangad.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to South Indian Bank in Kuravilangad reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code SIBL0000464

The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In South Indian Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kuravilangad in Kottayam.

For example, the IFSC Code SIBL0000464 of South Indian Bank for the Kuravilangad branch has these elements, identifying the bank and the branch location in Kottayam and Kerala correctly.

How to Find IFSC Code for South Indian Bank?

To find the IFSC Code SIBL0000464 of South Indian Bank for its Kuravilangad branch located in Kottayam, the following methods can help you out:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including South Indian Bank branches in Kottayam and Kuravilangad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of South Indian Bank and go to the branch locator section. Then search for Kuravilangad or Kottayam to find the exact IFSC Code SIBL0000464.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for South Indian Bank and Kottayam will provide accurate information.

How to Use IFSC Code SIBL0000464 for Online Transfers?

Once you have the IFSC Code SIBL0000464 for the Kuravilangad branch of South Indian Bank in Kottayam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SIBL0000464. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000464.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Kuravilangad in Kottayam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of South Indian Bank in Kuravilangad, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official South Indian Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kottayam manage online transfers as well as cheque clearances with ease.