For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of South Indian Bank for its Uduma branch in Kasaragod, Udma, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of South Indian Bank located in Kasaragod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000617. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Uduma, Kasaragod
Here are some of the key details that come with the IFSC Code SIBL0000617 of South Indian Bank for its branch located in Kasaragod, within the district of Udma in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000617 |
| Branch | Uduma |
| City | Kasaragod |
| District | Udma |
| State | Kerala |
| Address | Ward No. Xi Room No 496 Yempees Complex Main Road Palakunnu Bekal Kasargod Dt |
These details are essential not only for online banking users but also for businesses and individuals who use South Indian Bank in Kasaragod for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000617 for the Uduma branch of South Indian Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SIBL0000617 is given to every bank branch, including South Indian Bank located in Uduma, Kasaragod, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the South Indian Bank branch in Kasaragod.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kasaragod and Udma.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for South Indian Bank in Uduma doesn't end up at another location.
Format of the IFSC Code SIBL0000617
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In South Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Uduma in Kasaragod.
For example, the IFSC Code SIBL0000617 of South Indian Bank for the Uduma branch has these elements, identifying the bank and the branch location in Kasaragod and Kerala correctly.
How to Find IFSC Code for South Indian Bank?
If you are trying to find the IFSC Code SIBL0000617 of South Indian Bank for its Uduma branch located in Kasaragod, the following methods can help:
Cheque Book
The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including South Indian Bank branches in Kasaragod and Udma, print them on the first page of your passbook.
Bank Website
Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Uduma or Kasaragod to get the exact IFSC Code SIBL0000617.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Kasaragod, you'll get the correct details.
How to Use IFSC Code SIBL0000617 for Online Transfers?
Once you have the IFSC Code SIBL0000617 for the Uduma branch of South Indian Bank in Kasaragod, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SIBL0000617. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000617.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Uduma in Kasaragod, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Uduma, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kasaragod to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Uduma Kasaragod branch is SIBL0000617.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ward No. Xi Room No 496 Yempees Complex Main Road Palakunnu Bekal Kasargod Dt.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.