IFSC Code of South Indian Bank, Koothuparamba, Kuthuparamba, Kerala — SIBL0000449

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of South Indian Bank for its Koothuparamba branch in Kannur, Kuthuparamba, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of South Indian Bank located in Kannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000449. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for South Indian Bank, Koothuparamba, Kannur

Here are the key points that are associated with the IFSC Code SIBL0000449 of South Indian Bank for its branch located in Kannur, within the district of Kuthuparamba in the state of Kerala.

These details help users in online banking and for businesses and individuals who use South Indian Bank in Kannur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000449 for the Koothuparamba branch of South Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Koothuparamba, Kannur, Kerala, are given a unique IFSC like SIBL0000449 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kannur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Kannur and Kuthuparamba.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to South Indian Bank in Koothuparamba goes to the correct branch. This is important because South Indian Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SIBL0000449

The format of the IFSC Code for banks, including South Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Koothuparamba in Kannur.

For example, the IFSC Code SIBL0000449 of South Indian Bank for the Koothuparamba branch includes these elements, identifying the bank and the branch location in Kannur and Kerala correctly.

How to Find IFSC Code for South Indian Bank?

To find the IFSC Code SIBL0000449 of South Indian Bank for its Koothuparamba branch located in Kannur, the following methods can help you out:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including South Indian Bank branches in Kannur and Kuthuparamba, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of South Indian Bank and go to the branch locator section. Then search for Koothuparamba or Kannur to find the exact IFSC Code SIBL0000449.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for South Indian Bank and Kannur will provide accurate information.

How to Use IFSC Code SIBL0000449 for Online Transfers?

Once you have the IFSC Code SIBL0000449 for the Koothuparamba branch of South Indian Bank in Kannur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SIBL0000449. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000449.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Koothuparamba in Kannur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of South Indian Bank in Koothuparamba, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official South Indian Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kannur manage online transfers as well as cheque clearances with ease.