Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of South Indian Bank for its Thiruvathur branch in Kancheepuram, Pavinjur, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of South Indian Bank located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SIBL0000908. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Thiruvathur, Kancheepuram
Here are some of the key details that come with the IFSC Code SIBL0000908 of South Indian Bank for its branch located in Kancheepuram, within the district of Pavinjur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000908 |
| Branch | Thiruvathur |
| City | Kancheepuram |
| District | Pavinjur |
| State | Tamil Nadu |
| Address | Dono352, Ward No1, Kps Complex, Thiruvathur, Pavunjur Po, Kancheepuram District, Tamil Nadu-603312 |
These details are important not only for users using online banking but also for businesses and individuals who use South Indian Bank in Kancheepuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SIBL0000908 for the Thiruvathur branch of South Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Thiruvathur, Kancheepuram, Tamil Nadu, is provided with a unique IFSC like SIBL0000908 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the South Indian Bank branch in Kancheepuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kancheepuram and Pavinjur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for South Indian Bank in Thiruvathur do not get mixed with another location.
Format of the IFSC Code SIBL0000908
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thiruvathur in Kancheepuram.
For example, the IFSC Code SIBL0000908 of South Indian Bank for the Thiruvathur branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.
How to Find IFSC Code for South Indian Bank?
If you are looking for the IFSC Code SIBL0000908 of South Indian Bank for its Thiruvathur branch located in Kancheepuram, the following methods can help:
Cheque Book
The cheque book that is issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including South Indian Bank branches in Kancheepuram and Pavinjur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of South Indian Bank and look for the branch locator section, then search for Thiruvathur or Kancheepuram to get the exact IFSC Code SIBL0000908.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for South Indian Bank and Kancheepuram, then it will provide you proper information.
How to Use IFSC Code SIBL0000908 for Online Transfers?
Once you have the IFSC Code SIBL0000908 for the Thiruvathur branch of South Indian Bank in Kancheepuram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SIBL0000908. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000908.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Thiruvathur in Kancheepuram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of South Indian Bank in Thiruvathur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kancheepuram manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SIBL0000908.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dono352, Ward No1, Kps Complex, Thiruvathur, Pavunjur Po, Kancheepuram District, Tamil Nadu-603312 located in Kancheepuram, Pavinjur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.