The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of South Indian Bank for its Ayyampettai branch in Kancheepuram, Aiyampet, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of South Indian Bank located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SIBL0000204. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for South Indian Bank, Ayyampettai, Kancheepuram

Here are the main details that are associated with the IFSC Code SIBL0000204 of South Indian Bank for its branch located in Kancheepuram, within the district of Aiyampet in the state of Tamil Nadu.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000204
Branch Ayyampettai
City Kancheepuram
District Aiyampet
State Tamil Nadu
Address Dono378, Kanchipuram-Chengalpet Main Road, Ayyampettai Po, 631601

These details are important not only for users using online banking but also for businesses and individuals who use South Indian Bank in Kancheepuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SIBL0000204 for the Ayyampettai branch of South Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Ayyampettai, Kancheepuram, Tamil Nadu, are allotted a unique IFSC like SIBL0000204 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kancheepuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kancheepuram and Aiyampet.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to South Indian Bank in Ayyampettai reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code SIBL0000204

The format of the IFSC Code for banks, including South Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ayyampettai in Kancheepuram.

For example, the IFSC Code SIBL0000204 of South Indian Bank for the Ayyampettai branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu correctly.

How to Find IFSC Code for South Indian Bank?

If you are trying to find the IFSC Code SIBL0000204 of South Indian Bank for its Ayyampettai branch located in Kancheepuram, the following methods can help:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including South Indian Bank branches in Kancheepuram and Aiyampet, print them on the first page of your passbook.

Bank Website

Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Ayyampettai or Kancheepuram to get the exact IFSC Code SIBL0000204.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Kancheepuram, you'll get the correct details.

How to Use IFSC Code SIBL0000204 for Online Transfers?

Once you have the IFSC Code SIBL0000204 for the Ayyampettai branch of South Indian Bank in Kancheepuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SIBL0000204. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000204.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Ayyampettai in Kancheepuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Ayyampettai, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kancheepuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank in Ayyampettai, Kancheepuram?

The IFSC Code is SIBL0000204.

Is the IFSC Code SIBL0000204 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of South Indian Bank Ayyampettai?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ayyampettai branch?

The address of the branch is Dono378, Kanchipuram-Chengalpet Main Road, Ayyampettai Po, 631601 located in Kancheepuram, Aiyampet, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.