For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of South Indian Bank for its Arumughapettai branch in Kancheepuram, Kanchipuram, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of South Indian Bank located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SIBL0000226. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Arumughapettai, Kancheepuram
Here are the key points that are associated with the IFSC Code SIBL0000226 of South Indian Bank for its branch located in Kancheepuram, within the district of Kanchipuram in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000226 |
| Branch | Arumughapettai |
| City | Kancheepuram |
| District | Kanchipuram |
| State | Tamil Nadu |
| Address | Door No.92, Ward No. 5, Raja Street ,Arumughapettai, Pincode 631605 |
These details are essential not only for online banking users but also for businesses and individuals who use South Indian Bank in Kancheepuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000226 for the Arumughapettai branch of South Indian Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Arumughapettai, Kancheepuram, Tamil Nadu, is provided a unique IFSC like SIBL0000226 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the South Indian Bank branch in Kancheepuram.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kancheepuram and Kanchipuram.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for South Indian Bank in Arumughapettai do not get misguided to another person.
Format of the IFSC Code SIBL0000226
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For South Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arumughapettai in Kancheepuram.
For example, the IFSC Code SIBL0000226 of South Indian Bank for the Arumughapettai branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.
How to Find IFSC Code for South Indian Bank?
If you are trying to find the IFSC Code SIBL0000226 of South Indian Bank for its Arumughapettai branch located in Kancheepuram, the following methods can help:
Cheque Book
The cheque books that are issued by South Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including South Indian Bank branches in Kancheepuram and Kanchipuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of South Indian Bank and find the branch locator section. Search for Arumughapettai or Kancheepuram to get the exact IFSC Code SIBL0000226.
Mobile Banking App
If you use South Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for South Indian Bank and Kancheepuram that will provide accurate information.
How to Use IFSC Code SIBL0000226 for Online Transfers?
If you have the IFSC Code SIBL0000226 for the Arumughapettai branch of South Indian Bank in Kancheepuram, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SIBL0000226. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and South Indian Bank IFSC Code SIBL0000226.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for South Indian Bank Arumughapettai in Kancheepuram, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Arumughapettai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kancheepuram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SIBL0000226.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Door No.92, Ward No. 5, Raja Street ,Arumughapettai, Pincode 631605 located in Kancheepuram, Kanchipuram, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.