There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of South Indian Bank for its Al Azhar Medical College Ec Thodupuzha branch in Idukki, Kumaramangalam, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of South Indian Bank situated in Idukki or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code SIBL0000901. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, Al Azhar Medical College Ec Thodupuzha, Idukki

The table below shows the main details of the IFSC Code SIBL0000901 for the South Indian Bank branch in Idukki, which falls under the Kumaramangalam district in Kerala.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000901
Branch Al Azhar Medical College Ec Thodupuzha
City Idukki
District Kumaramangalam
State Kerala
Address Al Azhar Medical College,Ezhalloor Road,Perumbillichira,Ezhalloor Po,Thodupuzha 685 605

These details are essential not only for online banking users but also for businesses and individuals who use South Indian Bank in Idukki for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000901 for the Al Azhar Medical College Ec Thodupuzha branch of South Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Al Azhar Medical College Ec Thodupuzha, Idukki, Kerala, is provided a unique IFSC like SIBL0000901 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the South Indian Bank branch in Idukki.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Idukki and Kumaramangalam.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for South Indian Bank in Al Azhar Medical College Ec Thodupuzha do not get misguided to another person.

Format of the IFSC Code SIBL0000901

The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In South Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Al Azhar Medical College Ec Thodupuzha in Idukki.

For example, the IFSC Code SIBL0000901 of South Indian Bank for the Al Azhar Medical College Ec Thodupuzha branch has these elements, identifying the bank and the branch location in Idukki and Kerala correctly.

How to Find IFSC Code for South Indian Bank?

To find the IFSC Code SIBL0000901 of South Indian Bank for its Al Azhar Medical College Ec Thodupuzha branch located in Idukki, the following methods can help you out:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including South Indian Bank branches in Idukki and Kumaramangalam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of South Indian Bank and go to the branch locator section. Then search for Al Azhar Medical College Ec Thodupuzha or Idukki to find the exact IFSC Code SIBL0000901.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for South Indian Bank and Idukki will provide accurate information.

How to Use IFSC Code SIBL0000901 for Online Transfers?

If you have the IFSC Code SIBL0000901 for the Al Azhar Medical College Ec Thodupuzha branch of South Indian Bank in Idukki, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SIBL0000901. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and South Indian Bank IFSC Code SIBL0000901.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for South Indian Bank Al Azhar Medical College Ec Thodupuzha in Idukki, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of South Indian Bank in Al Azhar Medical College Ec Thodupuzha, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Idukki manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank Al Azhar Medical College Ec Thodupuzha Idukki?

The IFSC Code of the Al Azhar Medical College Ec Thodupuzha Idukki branch is SIBL0000901.

Is IFSC Code SIBL0000901 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the South Indian Bank Al Azhar Medical College Ec Thodupuzha branch?

The branch is located at Al Azhar Medical College,Ezhalloor Road,Perumbillichira,Ezhalloor Po,Thodupuzha 685 605.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.