There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of South Indian Bank for its Mumbai Andheri West branch in Greater Bombay, Mumbai, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of South Indian Bank situated in Greater Bombay or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code SIBL0000372. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, Mumbai Andheri West, Greater Bombay

Here are some of the key details that come with the IFSC Code SIBL0000372 of South Indian Bank for its branch located in Greater Bombay, within the district of Mumbai in the state of Maharashtra.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000372
Branch Mumbai Andheri West
City Greater Bombay
District Mumbai
State Maharashtra
Address Mumbai Andheri West Branch, Ashirwad No.1,Dadabhai Road , Off.Jp Rd, Nr Navrang, Greater Mumbai , Maharashtra , Pin-400058

These details help users in online banking and for businesses and individuals who use South Indian Bank in Greater Bombay for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000372 for the Mumbai Andheri West branch of South Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Mumbai Andheri West, Greater Bombay, Maharashtra, is provided with a unique IFSC like SIBL0000372 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the South Indian Bank branch in Greater Bombay.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Greater Bombay and Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for South Indian Bank in Mumbai Andheri West do not get mixed with another location.

Format of the IFSC Code SIBL0000372

The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In South Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mumbai Andheri West in Greater Bombay.

For example, the IFSC Code SIBL0000372 of South Indian Bank for the Mumbai Andheri West branch has these elements, identifying the bank and the branch location in Greater Bombay and Maharashtra correctly.

How to Find IFSC Code for South Indian Bank?

If you are trying to find the IFSC Code SIBL0000372 of South Indian Bank for its Mumbai Andheri West branch located in Greater Bombay, the following methods can help:

Cheque Book

The cheque books that are issued by South Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including South Indian Bank branches in Greater Bombay and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of South Indian Bank and find the branch locator section. Search for Mumbai Andheri West or Greater Bombay to get the exact IFSC Code SIBL0000372.

Mobile Banking App

If you use South Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for South Indian Bank and Greater Bombay that will provide accurate information.

How to Use IFSC Code SIBL0000372 for Online Transfers?

If you have the IFSC Code SIBL0000372 for the Mumbai Andheri West branch of South Indian Bank in Greater Bombay, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SIBL0000372. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and South Indian Bank IFSC Code SIBL0000372.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for South Indian Bank Mumbai Andheri West in Greater Bombay, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of South Indian Bank in Mumbai Andheri West, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Greater Bombay manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank Mumbai Andheri West Greater Bombay?

The IFSC Code of the Mumbai Andheri West Greater Bombay branch is SIBL0000372.

Is IFSC Code SIBL0000372 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the South Indian Bank Mumbai Andheri West branch?

The branch is located at Mumbai Andheri West Branch, Ashirwad No.1,Dadabhai Road , Off.Jp Rd, Nr Navrang, Greater Mumbai , Maharashtra , Pin-400058.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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