The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of South Indian Bank for its Kudasan branch in Gandhi Nagar, Kudasan, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of South Indian Bank located in Gandhi Nagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SIBL0000825. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for South Indian Bank, Kudasan, Gandhi Nagar

Here are the main details that are associated with the IFSC Code SIBL0000825 of South Indian Bank for its branch located in Gandhi Nagar, within the district of Kudasan in the state of Gujarat.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000825
Branch Kudasan
City Gandhi Nagar
District Kudasan
State Gujarat
Address Shop No33 To 36, Ground Floor, Radhe Crystal, B-H Swagat Rainforest Ii, Kudasan Po, Gandhinagar, Gujarat-382421

These details are important not only for users using online banking but also for businesses and individuals who use South Indian Bank in Gandhi Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SIBL0000825 for the Kudasan branch of South Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SIBL0000825 is given to every bank branch, including South Indian Bank located in Kudasan, Gandhi Nagar, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the South Indian Bank branch in Gandhi Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gandhi Nagar and Kudasan.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for South Indian Bank in Kudasan doesn't end up at another location.

Format of the IFSC Code SIBL0000825

The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For South Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kudasan in Gandhi Nagar.

For example, the IFSC Code SIBL0000825 of South Indian Bank for the Kudasan branch includes these elements, identifying the bank and the branch location in Gandhi Nagar and Gujarat accurately.

How to Find IFSC Code for South Indian Bank?

If you are trying to find the IFSC Code SIBL0000825 of South Indian Bank for its Kudasan branch located in Gandhi Nagar, the following methods can help:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including South Indian Bank branches in Gandhi Nagar and Kudasan, print them on the first page of your passbook.

Bank Website

Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Kudasan or Gandhi Nagar to get the exact IFSC Code SIBL0000825.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Gandhi Nagar, you'll get the correct details.

How to Use IFSC Code SIBL0000825 for Online Transfers?

Once you have the IFSC Code SIBL0000825 for the Kudasan branch of South Indian Bank in Gandhi Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SIBL0000825. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000825.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Kudasan in Gandhi Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of South Indian Bank in Kudasan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gandhi Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank in Kudasan, Gandhi Nagar?

The IFSC Code is SIBL0000825.

Is the IFSC Code SIBL0000825 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of South Indian Bank Kudasan?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kudasan branch?

The address of the branch is Shop No33 To 36, Ground Floor, Radhe Crystal, B-H Swagat Rainforest Ii, Kudasan Po, Gandhinagar, Gujarat-382421 located in Gandhi Nagar, Kudasan, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.