The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of South Indian Bank for its Delhi Shalimar Bagh branch in Delhi, Delhi, Delhi, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of South Indian Bank located in Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code SIBL0000725. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for South Indian Bank, Delhi Shalimar Bagh, Delhi

The table below shows the main details of the IFSC Code SIBL0000725 for the South Indian Bank branch in Delhi, which falls under the Delhi district in Delhi.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000725
Branch Delhi Shalimar Bagh
City Delhi
District Delhi
State Delhi
Address Bt-1, Shalimar Bagh Residential Scheme,Opp Dt Cinemas, Delhi 110088

These details are crucial, not just for online banking users but also for businesses and individuals who use South Indian Bank in Delhi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000725 for the Delhi Shalimar Bagh branch of South Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Delhi Shalimar Bagh, Delhi, Delhi, are allotted a unique IFSC like SIBL0000725 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Delhi and Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to South Indian Bank in Delhi Shalimar Bagh reaches the right place, even though there are thousands of branches in Delhi and across India.

Format of the IFSC Code SIBL0000725

The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For South Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Delhi Shalimar Bagh in Delhi.

For example, the IFSC Code SIBL0000725 of South Indian Bank for the Delhi Shalimar Bagh branch includes these elements, identifying the bank and the branch location in Delhi and Delhi accurately.

How to Find IFSC Code for South Indian Bank?

If you are trying to find the IFSC Code SIBL0000725 of South Indian Bank for its Delhi Shalimar Bagh branch located in Delhi, the following methods can help:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including South Indian Bank branches in Delhi and Delhi, print them on the first page of your passbook.

Bank Website

Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Delhi Shalimar Bagh or Delhi to get the exact IFSC Code SIBL0000725.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Delhi, you'll get the correct details.

How to Use IFSC Code SIBL0000725 for Online Transfers?

Once you have the IFSC Code SIBL0000725 for the Delhi Shalimar Bagh branch of South Indian Bank in Delhi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SIBL0000725. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and South Indian Bank IFSC Code SIBL0000725.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for South Indian Bank Delhi Shalimar Bagh in Delhi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Delhi Shalimar Bagh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Delhi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank in Delhi Shalimar Bagh, Delhi?

The IFSC Code is SIBL0000725.

Is the IFSC Code SIBL0000725 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of South Indian Bank Delhi Shalimar Bagh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Delhi Shalimar Bagh branch?

The address of the branch is Bt-1, Shalimar Bagh Residential Scheme,Opp Dt Cinemas, Delhi 110088 located in Delhi, Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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