The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of South Indian Bank for its Dehradun branch in Dehradun, Dehradun, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of South Indian Bank located in Dehradun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SIBL0000471. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for South Indian Bank, Dehradun, Dehradun
Below in the table are the key details related to IFSC Code SIBL0000471 of South Indian Bank for its branch located in Dehradun, within the district of Dehradun in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000471 |
| Branch | Dehradun |
| City | Dehradun |
| District | Dehradun |
| State | Uttarakhand |
| Address | Dehradun Branch, 105,Laxmi Chambers,Opp Hotel Medow, 69,Rajpur Road, Dehra Dun, Uttarakhand, 248001 |
These details are essential not only for online banking users but also for businesses and individuals who use South Indian Bank in Dehradun for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000471 for the Dehradun branch of South Indian Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Dehradun, Dehradun, Uttarakhand, is provided with a unique IFSC like SIBL0000471 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the South Indian Bank branch in Dehradun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dehradun and Dehradun.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for South Indian Bank in Dehradun do not get mixed with another location.
Format of the IFSC Code SIBL0000471
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In South Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dehradun in Dehradun.
For example, the IFSC Code SIBL0000471 of South Indian Bank for the Dehradun branch has these elements, identifying the bank and the branch location in Dehradun and Uttarakhand correctly.
How to Find IFSC Code for South Indian Bank?
To find the IFSC Code SIBL0000471 of South Indian Bank for its Dehradun branch located in Dehradun, the following methods can help you out:
Cheque Book
The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including South Indian Bank branches in Dehradun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of South Indian Bank and go to the branch locator section. Then search for Dehradun or Dehradun to find the exact IFSC Code SIBL0000471.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for South Indian Bank and Dehradun will provide accurate information.
How to Use IFSC Code SIBL0000471 for Online Transfers?
Once you have the IFSC Code SIBL0000471 for the Dehradun branch of South Indian Bank in Dehradun, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SIBL0000471. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000471.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Dehradun in Dehradun, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of South Indian Bank in Dehradun, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dehradun manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dehradun Dehradun branch is SIBL0000471.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dehradun Branch, 105,Laxmi Chambers,Opp Hotel Medow, 69,Rajpur Road, Dehra Dun, Uttarakhand, 248001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.