The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of South Indian Bank for its Pilathara branch in Cannur, Payyannur, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of South Indian Bank located in Cannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000612. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for South Indian Bank, Pilathara, Cannur

Below in the table are the key details related to IFSC Code SIBL0000612 of South Indian Bank for its branch located in Cannur, within the district of Payyannur in the state of Kerala.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000612
Branch Pilathara
City Cannur
District Payyannur
State Kerala
Address Dono772-I, Ward No6, Christi Jyothi Centre, Pilathara Po, Kannur District, Kerala-670504

These details helps users in online banking and for businesses and individuals who use South Indian Bank in Cannur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000612 for the Pilathara branch of South Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Pilathara, Cannur, Kerala, are given a unique IFSC like SIBL0000612 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cannur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Cannur and Payyannur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to South Indian Bank in Pilathara goes to the correct branch. This is important because South Indian Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SIBL0000612

The format of the IFSC Code for banks, including South Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pilathara in Cannur.

For example, the IFSC Code SIBL0000612 of South Indian Bank for the Pilathara branch includes these elements, identifying the bank and the branch location in Cannur and Kerala correctly.

How to Find IFSC Code for South Indian Bank?

If you are trying to find the IFSC Code SIBL0000612 of South Indian Bank for its Pilathara branch located in Cannur, the following methods can help:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including South Indian Bank branches in Cannur and Payyannur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Pilathara or Cannur to get the exact IFSC Code SIBL0000612.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Cannur, you'll get the correct details.

How to Use IFSC Code SIBL0000612 for Online Transfers?

If you have the IFSC Code SIBL0000612 for the Pilathara branch of South Indian Bank in Cannur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SIBL0000612. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and South Indian Bank IFSC Code SIBL0000612.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for South Indian Bank Pilathara in Cannur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of South Indian Bank in Pilathara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Cannur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank in Pilathara, Cannur?

The IFSC Code is SIBL0000612.

Is the IFSC Code SIBL0000612 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of South Indian Bank Pilathara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pilathara branch?

The address of the branch is Dono772-I, Ward No6, Christi Jyothi Centre, Pilathara Po, Kannur District, Kerala-670504 located in Cannur, Payyannur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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