For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of South Indian Bank for its Pulincunnoo branch in Alapuzzha, Pulincunnoo, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of South Indian Bank located in Alapuzzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000073. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for South Indian Bank, Pulincunnoo, Alapuzzha

Here are the key points that are associated with the IFSC Code SIBL0000073 of South Indian Bank for its branch located in Alapuzzha, within the district of Pulincunnoo in the state of Kerala.

Particulars Details
Bank South Indian Bank
IFSC Code SIBL0000073
Branch Pulincunnoo
City Alapuzzha
District Pulincunnoo
State Kerala
Address Pulincunnoo Branch,Fathima Road,Pulincunnoo , Alapuzha , Kerala, Pin-688504

These details helps users in online banking and for businesses and individuals who use South Indian Bank in Alapuzzha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000073 for the Pulincunnoo branch of South Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including South Indian Bank located in Pulincunnoo, Alapuzzha, Kerala, is provided a unique IFSC like SIBL0000073 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the South Indian Bank branch in Alapuzzha.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Alapuzzha and Pulincunnoo.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for South Indian Bank in Pulincunnoo do not get misguided to another person.

Format of the IFSC Code SIBL0000073

This is the format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For South Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pulincunnoo in Alapuzzha.

For example, the IFSC Code SIBL0000073 of South Indian Bank for the Pulincunnoo branch includes these elements, identifying the bank and the branch location in Alapuzzha and Kerala accurately.

How to Find IFSC Code for South Indian Bank?

To find the IFSC Code SIBL0000073 of South Indian Bank for its Pulincunnoo branch located in Alapuzzha, the following methods can help you out:

Cheque Book

The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including South Indian Bank branches in Alapuzzha and Pulincunnoo, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of South Indian Bank and go to the branch locator section. Then search for Pulincunnoo or Alapuzzha to find the exact IFSC Code SIBL0000073.

Mobile Banking App

If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for South Indian Bank and Alapuzzha will provide accurate information.

How to Use IFSC Code SIBL0000073 for Online Transfers?

If you have the IFSC Code SIBL0000073 for the Pulincunnoo branch of South Indian Bank in Alapuzzha, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SIBL0000073. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and South Indian Bank IFSC Code SIBL0000073.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for South Indian Bank Pulincunnoo in Alapuzzha, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Pulincunnoo, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official South Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Alapuzzha to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of South Indian Bank in Pulincunnoo, Alapuzzha?

The IFSC Code is SIBL0000073.

Is the IFSC Code SIBL0000073 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of South Indian Bank Pulincunnoo?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pulincunnoo branch?

The address of the branch is Pulincunnoo Branch,Fathima Road,Pulincunnoo , Alapuzha , Kerala, Pin-688504 located in Alapuzzha, Pulincunnoo, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.