IFSC Code of South Indian Bank, Muhamma, Thanneermukkam South, Kerala — SIBL0000902

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of South Indian Bank for its Muhamma branch in Alapuzha, Thanneermukkam South, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of South Indian Bank located in Alapuzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000902. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for South Indian Bank, Muhamma, Alapuzha

Here are some of the key details that come with the IFSC Code SIBL0000902 of South Indian Bank for its branch located in Alapuzha, within the district of Thanneermukkam South in the state of Kerala.

These details are important not only for users using online banking but also for businesses and individuals who use South Indian Bank in Alapuzha for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SIBL0000902 for the Muhamma branch of South Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Muhamma, Alapuzha, Kerala, are allotted a unique IFSC like SIBL0000902 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Alapuzha.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Alapuzha and Thanneermukkam South.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to South Indian Bank in Muhamma reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code SIBL0000902

The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For South Indian Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Muhamma in Alapuzha.

For example, the IFSC Code SIBL0000902 of South Indian Bank for the Muhamma branch includes these elements, identifying the bank and the branch location in Alapuzha and Kerala accurately.

How to Find IFSC Code for South Indian Bank?

If you are trying to find the IFSC Code SIBL0000902 of South Indian Bank for its Muhamma branch located in Alapuzha, the following methods can help:

Cheque Book

The cheque books that are issued by South Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including South Indian Bank branches in Alapuzha and Thanneermukkam South, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of South Indian Bank and find the branch locator section. Search for Muhamma or Alapuzha to get the exact IFSC Code SIBL0000902.

Mobile Banking App

If you use South Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for South Indian Bank and Alapuzha that will provide accurate information.

How to Use IFSC Code SIBL0000902 for Online Transfers?

Once you have the IFSC Code SIBL0000902 for the Muhamma branch of South Indian Bank in Alapuzha, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SIBL0000902. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and South Indian Bank IFSC Code SIBL0000902.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for South Indian Bank Muhamma in Alapuzha, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of South Indian Bank in Muhamma, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official South Indian Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Alapuzha manage their online transfers and cheque clearances easily.