Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of South Indian Bank for its Devamatha Educational Institutions branch in Alappuzha, Kannur, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of South Indian Bank located in Alappuzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SIBL0000952. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for South Indian Bank, Devamatha Educational Institutions, Alappuzha
Below in the table are the key details related to IFSC Code SIBL0000952 of South Indian Bank for its branch located in Alappuzha, within the district of Kannur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | South Indian Bank |
| IFSC Code | SIBL0000952 |
| Branch | Devamatha Educational Institutions |
| City | Alappuzha |
| District | Kannur |
| State | Kerala |
| Address | Pp Vi 52,Ward No Vi, Devamatha Educational Institutions, Devamatha College, Paisakary, Pin Code 670633, Kannur District, Kerala. |
These details helps users in online banking and for businesses and individuals who use South Indian Bank in Alappuzha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIBL0000952 for the Devamatha Educational Institutions branch of South Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with South Indian Bank located in Devamatha Educational Institutions, Alappuzha, Kerala, are given a unique IFSC like SIBL0000952 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Alappuzha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Alappuzha and Kannur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to South Indian Bank in Devamatha Educational Institutions goes to the correct branch. This is important because South Indian Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SIBL0000952
The format of the IFSC Code for banks, including South Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For South Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Devamatha Educational Institutions in Alappuzha.
For example, the IFSC Code SIBL0000952 of South Indian Bank for the Devamatha Educational Institutions branch includes these elements, identifying the bank and the branch location in Alappuzha and Kerala accurately.
How to Find IFSC Code for South Indian Bank?
If you are trying to find the IFSC Code SIBL0000952 of South Indian Bank for its Devamatha Educational Institutions branch located in Alappuzha, the following methods can help:
Cheque Book
The cheque book issued by South Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including South Indian Bank branches in Alappuzha and Kannur, print them on the first page of your passbook.
Bank Website
Visit the official website of South Indian Bank and navigate to the branch locator section. Search for Devamatha Educational Institutions or Alappuzha to get the exact IFSC Code SIBL0000952.
Mobile Banking App
If you use South Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for South Indian Bank and Alappuzha, you'll get the correct details.
How to Use IFSC Code SIBL0000952 for Online Transfers?
Once you have the IFSC Code SIBL0000952 for the Devamatha Educational Institutions branch of South Indian Bank in Alappuzha, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SIBL0000952. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and South Indian Bank IFSC Code SIBL0000952.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the South Indian Bank Devamatha Educational Institutions in Alappuzha, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of South Indian Bank in Devamatha Educational Institutions, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official South Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Alappuzha to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Devamatha Educational Institutions Alappuzha branch is SIBL0000952.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Pp Vi 52,Ward No Vi, Devamatha Educational Institutions, Devamatha College, Paisakary, Pin Code 670633, Kannur District, Kerala..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.