For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited for its Wagholi branch in Wagholi, Pune, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited located in Wagholi or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CRUB0000021. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, Wagholi, Wagholi

Below in the table are the key details related to IFSC Code CRUB0000021 of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited for its branch located in Wagholi, within the district of Pune in the state of Maharashtra.

Particulars Details
Bank Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited
IFSC Code CRUB0000021
Branch Wagholi
City Wagholi
District Pune
State Maharashtra
Address Mauli Niwas, Wagholi, Tahsil-Haveli, Dist.Pune, State: Maharashtra -412207

These details are essential not only for online banking users but also for businesses and individuals who use Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Wagholi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRUB0000021 for the Wagholi branch of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited located in Wagholi, Wagholi, Maharashtra, are given a unique IFSC like CRUB0000021 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Wagholi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Wagholi and Pune.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Wagholi goes to the correct branch. This is important because Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CRUB0000021

The format of the IFSC Code for banks, including Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Wagholi in Wagholi.

For example, the IFSC Code CRUB0000021 of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited for the Wagholi branch includes these elements, identifying the bank and the branch location in Wagholi and Maharashtra accurately.

How to Find IFSC Code for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited?

If you are trying to find the IFSC Code CRUB0000021 of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited for its Wagholi branch located in Wagholi, the following methods can help:

Cheque Book

The cheque book issued by Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited branches in Wagholi and Pune, print them on the first page of your passbook.

Bank Website

Visit the official website of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited and navigate to the branch locator section. Search for Wagholi or Wagholi to get the exact IFSC Code CRUB0000021.

Mobile Banking App

If you use Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited and Wagholi, you'll get the correct details.

How to Use IFSC Code CRUB0000021 for Online Transfers?

Once you have the IFSC Code CRUB0000021 for the Wagholi branch of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Wagholi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CRUB0000021. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited IFSC Code CRUB0000021.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited Wagholi in Wagholi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Wagholi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Wagholi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Wagholi, Wagholi?

The IFSC Code is CRUB0000021.

Is the IFSC Code CRUB0000021 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited Wagholi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Wagholi branch?

The address of the branch is Mauli Niwas, Wagholi, Tahsil-Haveli, Dist.Pune, State: Maharashtra -412207 located in Wagholi, Pune, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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