For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited for its Mukindpur branch in Nevasa Phata, Ahmednagar, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited located in Nevasa Phata or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CRUB0000031. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, Mukindpur, Nevasa Phata
Here are the main details that are associated with the IFSC Code CRUB0000031 of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited for its branch located in Nevasa Phata, within the district of Ahmednagar in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited |
| IFSC Code | CRUB0000031 |
| Branch | Mukindpur |
| City | Nevasa Phata |
| District | Ahmednagar |
| State | Maharashtra |
| Address | Ahmednagar-Aurangabad Highway Road, Mukindpur(Nevasa Phata), Tq. Nevasa, Dist. Ahmednagar Pin-414 603 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Nevasa Phata for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRUB0000031 for the Mukindpur branch of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited located in Mukindpur, Nevasa Phata, Maharashtra, is provided with a unique IFSC like CRUB0000031 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited branch in Nevasa Phata.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Nevasa Phata and Ahmednagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Mukindpur do not get mixed with another location.
Format of the IFSC Code CRUB0000031
The format of the IFSC Code for banks, including Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mukindpur in Nevasa Phata.
For example, the IFSC Code CRUB0000031 of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited for the Mukindpur branch includes these elements, identifying the bank and the branch location in Nevasa Phata and Maharashtra correctly.
How to Find IFSC Code for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited?
If you are trying to find the IFSC Code CRUB0000031 of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited for its Mukindpur branch located in Nevasa Phata, the following methods can help:
Cheque Book
The cheque books that are issued by Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited branches in Nevasa Phata and Ahmednagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited and find the branch locator section. Search for Mukindpur or Nevasa Phata to get the exact IFSC Code CRUB0000031.
Mobile Banking App
If you use Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited and Nevasa Phata that will provide accurate information.
How to Use IFSC Code CRUB0000031 for Online Transfers?
Once you have the IFSC Code CRUB0000031 for the Mukindpur branch of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Nevasa Phata, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CRUB0000031. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited IFSC Code CRUB0000031.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited Mukindpur in Nevasa Phata, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Mukindpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nevasa Phata to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CRUB0000031.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ahmednagar-Aurangabad Highway Road, Mukindpur(Nevasa Phata), Tq. Nevasa, Dist. Ahmednagar Pin-414 603 located in Nevasa Phata, Ahmednagar, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.