Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited for its Kalam branch in Kalam, Osmanabad, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited located in Kalam or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CRUB0000025. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, Kalam, Kalam
Here are the main details that are associated with the IFSC Code CRUB0000025 of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited for its branch located in Kalam, within the district of Osmanabad in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited |
| IFSC Code | CRUB0000025 |
| Branch | Kalam |
| City | Kalam |
| District | Osmanabad |
| State | Maharashtra |
| Address | Dhoki Road, Kallam, Dist. Osmanabad. |
These details are essential not only for online banking users but also for businesses and individuals who use Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Kalam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRUB0000025 for the Kalam branch of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited located in Kalam, Kalam, Maharashtra, are given a unique IFSC like CRUB0000025 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kalam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kalam and Osmanabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Kalam goes to the correct branch. This is important because Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CRUB0000025
The format of the IFSC Code for banks, including Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalam in Kalam.
For example, the IFSC Code CRUB0000025 of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited for the Kalam branch includes these elements, identifying the bank and the branch location in Kalam and Maharashtra accurately.
How to Find IFSC Code for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited?
To find the IFSC Code CRUB0000025 of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited for its Kalam branch located in Kalam, the following methods can help you out:
Cheque Book
The cheque book issued by Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited branches in Kalam and Osmanabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited and go to the branch locator section. Then search for Kalam or Kalam to find the exact IFSC Code CRUB0000025.
Mobile Banking App
If you use Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited and Kalam will provide accurate information.
How to Use IFSC Code CRUB0000025 for Online Transfers?
Once you have the IFSC Code CRUB0000025 for the Kalam branch of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Kalam, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CRUB0000025. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited IFSC Code CRUB0000025.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited Kalam in Kalam, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited in Kalam, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kalam manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CRUB0000025.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dhoki Road, Kallam, Dist. Osmanabad. located in Kalam, Osmanabad, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.