The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Shree Kadi Nagarik Sahakari Bank Limited for its Kalol Branch branch in Kalol, Gandhinagar, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Shree Kadi Nagarik Sahakari Bank Limited located in Kalol or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SKNB0000008. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Shree Kadi Nagarik Sahakari Bank Limited, Kalol Branch, Kalol
Below in the table are the key details related to IFSC Code SKNB0000008 of Shree Kadi Nagarik Sahakari Bank Limited for its branch located in Kalol, within the district of Gandhinagar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Shree Kadi Nagarik Sahakari Bank Limited |
| IFSC Code | SKNB0000008 |
| Branch | Kalol Branch |
| City | Kalol |
| District | Gandhinagar |
| State | Gujarat |
| Address | Shivanand Arcade,Opp Borisana Road,Panchvati,Kalol 382715 |
These details are essential not only for online banking users but also for businesses and individuals who use Shree Kadi Nagarik Sahakari Bank Limited in Kalol for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SKNB0000008 for the Kalol Branch branch of Shree Kadi Nagarik Sahakari Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Shree Kadi Nagarik Sahakari Bank Limited located in Kalol Branch, Kalol, Gujarat, are given a unique IFSC like SKNB0000008 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kalol.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kalol and Gandhinagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Shree Kadi Nagarik Sahakari Bank Limited in Kalol Branch goes to the correct branch. This is important because Shree Kadi Nagarik Sahakari Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SKNB0000008
The format of the IFSC Code for banks, including Shree Kadi Nagarik Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Shree Kadi Nagarik Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalol Branch in Kalol.
For example, the IFSC Code SKNB0000008 of Shree Kadi Nagarik Sahakari Bank Limited for the Kalol Branch branch includes these elements, identifying the bank and the branch location in Kalol and Gujarat accurately.
How to Find IFSC Code for Shree Kadi Nagarik Sahakari Bank Limited?
If you are trying to find the IFSC Code SKNB0000008 of Shree Kadi Nagarik Sahakari Bank Limited for its Kalol Branch branch located in Kalol, the following methods can help:
Cheque Book
The cheque book issued by Shree Kadi Nagarik Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Shree Kadi Nagarik Sahakari Bank Limited branches in Kalol and Gandhinagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Shree Kadi Nagarik Sahakari Bank Limited and navigate to the branch locator section. Search for Kalol Branch or Kalol to get the exact IFSC Code SKNB0000008.
Mobile Banking App
If you use Shree Kadi Nagarik Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Shree Kadi Nagarik Sahakari Bank Limited and Kalol, you'll get the correct details.
How to Use IFSC Code SKNB0000008 for Online Transfers?
Once you have the IFSC Code SKNB0000008 for the Kalol Branch branch of Shree Kadi Nagarik Sahakari Bank Limited in Kalol, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SKNB0000008. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Shree Kadi Nagarik Sahakari Bank Limited IFSC Code SKNB0000008.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Shree Kadi Nagarik Sahakari Bank Limited Kalol Branch in Kalol, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Shree Kadi Nagarik Sahakari Bank Limited in Kalol Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Shree Kadi Nagarik Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kalol to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SKNB0000008.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shivanand Arcade,Opp Borisana Road,Panchvati,Kalol 382715 located in Kalol, Gandhinagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.