IFSC Code of Shivalik Small Finance Bank Limited, Thane West, Mumbai, Maharashtra — SMCB0001037

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Shivalik Small Finance Bank Limited for its Thane West branch in Thane, Mumbai, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Shivalik Small Finance Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SMCB0001037. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Shivalik Small Finance Bank Limited, Thane West, Thane

The table below shows the main details of the IFSC Code SMCB0001037 for the Shivalik Small Finance Bank Limited branch in Thane, which falls under the Mumbai district in Maharashtra.

These details helps users in online banking and for businesses and individuals who use Shivalik Small Finance Bank Limited in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SMCB0001037 for the Thane West branch of Shivalik Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Shivalik Small Finance Bank Limited located in Thane West, Thane, Maharashtra, are given a unique IFSC like SMCB0001037 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Thane.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Thane and Mumbai.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Shivalik Small Finance Bank Limited in Thane West goes to the correct branch. This is important because Shivalik Small Finance Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SMCB0001037

The format of the IFSC Code for banks, including Shivalik Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Shivalik Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thane West in Thane.

For example, the IFSC Code SMCB0001037 of Shivalik Small Finance Bank Limited for the Thane West branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Shivalik Small Finance Bank Limited?

If you are trying to find the IFSC Code SMCB0001037 of Shivalik Small Finance Bank Limited for its Thane West branch located in Thane, the following methods can help:

Cheque Book

The cheque book issued by Shivalik Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Shivalik Small Finance Bank Limited branches in Thane and Mumbai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Shivalik Small Finance Bank Limited and navigate to the branch locator section. Search for Thane West or Thane to get the exact IFSC Code SMCB0001037.

Mobile Banking App

If you use Shivalik Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Shivalik Small Finance Bank Limited and Thane, you'll get the correct details.

How to Use IFSC Code SMCB0001037 for Online Transfers?

Once you have the IFSC Code SMCB0001037 for the Thane West branch of Shivalik Small Finance Bank Limited in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SMCB0001037. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Shivalik Small Finance Bank Limited IFSC Code SMCB0001037.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Shivalik Small Finance Bank Limited Thane West in Thane may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Shivalik Small Finance Bank Limited in Thane West, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Shivalik Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.