IFSC Code of Shivalik Small Finance Bank Limited, Sarsawa, Sarsawa, Uttar Pradesh — SMCB0001012

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Shivalik Small Finance Bank Limited for its Sarsawa branch in Saharanpur, Sarsawa, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Shivalik Small Finance Bank Limited located in Saharanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SMCB0001012. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Shivalik Small Finance Bank Limited, Sarsawa, Saharanpur

Below in the table are the key details related to IFSC Code SMCB0001012 of Shivalik Small Finance Bank Limited for its branch located in Saharanpur, within the district of Sarsawa in the state of Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Shivalik Small Finance Bank Limited in Saharanpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SMCB0001012 for the Sarsawa branch of Shivalik Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SMCB0001012 is given to every bank branch, including Shivalik Small Finance Bank Limited located in Sarsawa, Saharanpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Shivalik Small Finance Bank Limited branch in Saharanpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Saharanpur and Sarsawa.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Shivalik Small Finance Bank Limited in Sarsawa doesn't end up at another location.

Format of the IFSC Code SMCB0001012

The format of the IFSC Code for banks, including Shivalik Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Shivalik Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sarsawa in Saharanpur.

For example, the IFSC Code SMCB0001012 of Shivalik Small Finance Bank Limited for the Sarsawa branch includes these elements, identifying the bank and the branch location in Saharanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Shivalik Small Finance Bank Limited?

To find the IFSC Code SMCB0001012 of Shivalik Small Finance Bank Limited for its Sarsawa branch located in Saharanpur, the following methods can help you out:

Cheque Book

The cheque book issued by Shivalik Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Shivalik Small Finance Bank Limited branches in Saharanpur and Sarsawa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Shivalik Small Finance Bank Limited and go to the branch locator section. Then search for Sarsawa or Saharanpur to find the exact IFSC Code SMCB0001012.

Mobile Banking App

If you use Shivalik Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Shivalik Small Finance Bank Limited and Saharanpur will provide accurate information.

How to Use IFSC Code SMCB0001012 for Online Transfers?

If you have the IFSC Code SMCB0001012 for the Sarsawa branch of Shivalik Small Finance Bank Limited in Saharanpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SMCB0001012. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Shivalik Small Finance Bank Limited IFSC Code SMCB0001012.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Shivalik Small Finance Bank Limited Sarsawa in Saharanpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Shivalik Small Finance Bank Limited in Sarsawa, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Shivalik Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Saharanpur manage online transfers as well as cheque clearances with ease.