IFSC Code of Shivalik Small Finance Bank Limited, Rampur Maniharan, Rampur Maniharan, Uttar Pradesh — SMCB0001014

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Shivalik Small Finance Bank Limited for its Rampur Maniharan branch in Saharanpur, Rampur Maniharan, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Shivalik Small Finance Bank Limited situated in Saharanpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SMCB0001014. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Shivalik Small Finance Bank Limited, Rampur Maniharan, Saharanpur

Here are some of the key details that come with the IFSC Code SMCB0001014 of Shivalik Small Finance Bank Limited for its branch located in Saharanpur, within the district of Rampur Maniharan in the state of Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Shivalik Small Finance Bank Limited in Saharanpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SMCB0001014 for the Rampur Maniharan branch of Shivalik Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Shivalik Small Finance Bank Limited located in Rampur Maniharan, Saharanpur, Uttar Pradesh, are given a unique IFSC like SMCB0001014 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Saharanpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Saharanpur and Rampur Maniharan.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Shivalik Small Finance Bank Limited in Rampur Maniharan goes to the correct branch. This is important because Shivalik Small Finance Bank Limited has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SMCB0001014

This is the format of the IFSC Code for banks, including Shivalik Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Shivalik Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rampur Maniharan in Saharanpur.

For example, the IFSC Code SMCB0001014 of Shivalik Small Finance Bank Limited for the Rampur Maniharan branch includes these elements, identifying the bank and the branch location in Saharanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Shivalik Small Finance Bank Limited?

If you are looking for the IFSC Code SMCB0001014 of Shivalik Small Finance Bank Limited for its Rampur Maniharan branch located in Saharanpur, the following methods can help:

Cheque Book

The cheque book that is issued by Shivalik Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Shivalik Small Finance Bank Limited branches in Saharanpur and Rampur Maniharan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Shivalik Small Finance Bank Limited and look for the branch locator section, then search for Rampur Maniharan or Saharanpur to get the exact IFSC Code SMCB0001014.

Mobile Banking App

If you use Shivalik Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Shivalik Small Finance Bank Limited and Saharanpur, then it will provide you proper information.

How to Use IFSC Code SMCB0001014 for Online Transfers?

If you have the IFSC Code SMCB0001014 for the Rampur Maniharan branch of Shivalik Small Finance Bank Limited in Saharanpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SMCB0001014. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Shivalik Small Finance Bank Limited IFSC Code SMCB0001014.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Shivalik Small Finance Bank Limited Rampur Maniharan in Saharanpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Shivalik Small Finance Bank Limited in Rampur Maniharan, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Shivalik Small Finance Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Saharanpur manage online transfers as well as cheque clearances with ease.