IFSC Code of Shivalik Small Finance Bank Limited, Deoband, Deoband, Uttar Pradesh — SMCB0001004

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Shivalik Small Finance Bank Limited for its Deoband branch in Saharanpur, Deoband, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Shivalik Small Finance Bank Limited located in Saharanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SMCB0001004. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Shivalik Small Finance Bank Limited, Deoband, Saharanpur

Below in the table are the key details related to IFSC Code SMCB0001004 of Shivalik Small Finance Bank Limited for its branch located in Saharanpur, within the district of Deoband in the state of Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Shivalik Small Finance Bank Limited in Saharanpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SMCB0001004 for the Deoband branch of Shivalik Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Shivalik Small Finance Bank Limited located in Deoband, Saharanpur, Uttar Pradesh, are given a unique IFSC like SMCB0001004 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Saharanpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Saharanpur and Deoband.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Shivalik Small Finance Bank Limited in Deoband goes to the correct branch. This is important because Shivalik Small Finance Bank Limited has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SMCB0001004

The format of the IFSC Code for banks, including Shivalik Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Shivalik Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Deoband in Saharanpur.

For example, the IFSC Code SMCB0001004 of Shivalik Small Finance Bank Limited for the Deoband branch includes these elements, identifying the bank and the branch location in Saharanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Shivalik Small Finance Bank Limited?

If you are trying to find the IFSC Code SMCB0001004 of Shivalik Small Finance Bank Limited for its Deoband branch located in Saharanpur, the following methods can help:

Cheque Book

The cheque book issued by Shivalik Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Shivalik Small Finance Bank Limited branches in Saharanpur and Deoband, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Shivalik Small Finance Bank Limited and navigate to the branch locator section. Search for Deoband or Saharanpur to get the exact IFSC Code SMCB0001004.

Mobile Banking App

If you use Shivalik Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Shivalik Small Finance Bank Limited and Saharanpur, you'll get the correct details.

How to Use IFSC Code SMCB0001004 for Online Transfers?

Once you have the IFSC Code SMCB0001004 for the Deoband branch of Shivalik Small Finance Bank Limited in Saharanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SMCB0001004. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Shivalik Small Finance Bank Limited IFSC Code SMCB0001004.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Shivalik Small Finance Bank Limited Deoband in Saharanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Shivalik Small Finance Bank Limited in Deoband, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Shivalik Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Saharanpur manage their online transfers and cheque clearances easily.